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Does Heng Chang Agriculture, Countryside and Farmers Loan Company still exist?
Yes, I have a friend who still works there. Advertise every day Just a lot smaller. Will not be sentenced to punishment; Generally, the prosecution is to recover the loan. You'll know when you see the court summons. If Heng Chang wants you to bear criminal responsibility, they should file a criminal case through the public security organ and then go through the public prosecution procedure; So don't worry too much.

Remarks: [Crime of Loan Fraud] Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards for Filing and Prosecuting Criminal Cases under the Jurisdiction of Public Security Organs (II) Article 27 [Cases of Fraudulent Loan, Bill Acceptance and Financial Ticket (Article 175 of the Criminal Law)] If a bank or other financial institution obtains a loan, bill acceptance, letter of credit or guarantee by fraudulent means, it shall file a case for prosecution under any of the following circumstances:

(1) Obtaining loans, bill acceptance, letters of credit, letters of guarantee, etc. By fraudulent means, the amount is more than one million yuan;

(2) Obtaining loans, bill acceptance, letters of credit, letters of guarantee, etc. By fraudulent means, causing direct economic losses of more than 200,000 yuan to banks or other financial institutions;

(3) Obtaining loans, bill acceptance, letters of credit, letters of guarantee, etc. Take fraudulent means for many times, although it does not meet the above-mentioned amount standard; (4) Other circumstances that cause heavy losses to banks or other financial institutions or have other serious circumstances.

1. the crime of loan fraud (article 193 of the criminal law) refers to the act of fabricating false reasons such as introducing funds and projects for the purpose of illegal possession, using false economic contracts, false certification documents, using false property rights certificates as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of loans or large amounts by other means. The crime of loan fraud belongs to a kind of financial crime.

2. The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects for the purpose of illegal possession, using false economic contracts, false documents, false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of a large amount of loans by other means.