How can I get a bank loan without a formal job?

When you go to the bank for a loan without a formal job, the following situations will occur:

1. Personal loan: No job means no stable repayment ability, and banks generally will not lend.

2. Venture loan: Lenders can obtain bank loans by providing personal income certificates, credit certificates and asset certificates (real estate, vehicles, etc.). ), business license and a certain proportion of self-raised funds.

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