Procedures for prepayment of housing provident fund loans:

1. Repayment in full in advance: after the loan bank verifies that the relevant materials are correct, it will go through the formalities of prepayment in full.

2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is low mortgage+insurance and mortgage registration has not been handled, the original insurance policy, my ID card and relevant agreements are required to go through the formalities of reducing the insured amount at the insurance company designated by the city center, and the final agreement should be sent to the corresponding sub-center by the loan bank in time.

3. The borrower who chooses mortgage+insurance as the original loan guarantee method and has completed mortgage registration and the borrower who chooses non-mortgage+insurance apply for partial repayment in advance and shorten the loan term: the loan bank instructs the borrower to fill in the relevant agreement, and the signed agreement is sent to the corresponding sub-center in time by the loan bank.

4. If the original loan guarantee method is mortgage+insurance, and the mortgage registration is still within the insurance period, the borrower can apply for partial repayment in advance and shorten the loan period, and can directly handle it at the guarantee center.