Families with non-Gu 'an household registration (foreign household registration other than Gu 'an household registration) are restricted from buying a house in Gu 'an.

Second, matters needing attention

1. If non-Gu 'an residents want to buy a house in Gu 'an County, they need to first issue a quasi-purchase certificate to the County Housing Management Bureau (which is allowed on the third floor of Gu 'an County Housing Management Bureau), and bring their household registration book, family member ID card (household registration book for minor children) and marriage certificate/divorce certificate.

2. If non-Gu 'an residents purchase houses in Gu 'an, the real estate development enterprise shall sign a purchase contract with the purchaser with the quasi-purchase certificate issued by them.

Third, foreigners need to use Gu 'an's bank loan to buy a house:

1. Agree to use the purchased house as mortgage guarantee.

2. The age and loan period of the borrower in Gu 'an shall not exceed 65 for males and 60 for females.

3. Have full capacity for civil conduct in Gu 'an; Have permanent residence or valid residence status in China.

4. Must pay a down payment of not less than a certain percentage of the total price of the house purchased by Gu 'an.

5. Have stable professional and economic income in the original residence or Gu 'an, have good credit, and have the ability to repay the loan principal and interest.

6. A house purchase contract or agreement has been signed.

Extended data

Buying a house in a different place to avoid risks

Convenient transportation makes it easier to live in different places, and home ownership in different places has become a new choice for many people to live or invest. But we should pay attention to avoid the risk of buying houses in different places.

1, house price risk. The target cities for buying houses in different places are generally second-and third-tier cities. The situation of these cities is different from that of large and medium-sized coastal cities such as Shenzhen, and many of them do not have the conditions for a sudden rise in house prices. At the same time, these city governments have a large amount of land reserves, so they have a lot of room for manoeuvre in regulating the contradiction between supply and demand. If they hope to gain investment income in a short time, they are likely to fail.

2. Market risk. Market risk mainly refers to the investment risk caused by market supply and demand. In fact, most residents in second-and third-tier cities have limited income and weak consumption power, so it is difficult to bear higher housing expenditure; The degree of commercialization of housing is not high, and residents generally have their own housing;

The foreign population is limited and the rental market is weak; The intensity of urban demolition is limited, so it is difficult to form a passive demand for real estate development like Shanghai; The urban economic capacity is insufficient, and it is difficult to form the basic support for the prosperity of commercial real estate. These are determined by the development of the local real estate market and the level of economic development, and it is impossible to make substantial changes in a short time.

3. The risk of asymmetric acquisition of real estate information, lack of necessary understanding of local customs and buying habits in different places. Because they don't know the situation, many property buyers rely too much on the advertisements and self-introduction of developers and can't fully grasp the information of real estate projects.

Therefore, we must investigate the credit standing of developers, check the legal ownership of the shopping industry, understand the local purchase procedures, mortgage term, taxes and fees to be paid, and consult local real estate lawyers or real estate departments to avoid unnecessary troubles and losses such as time and energy consumption after disputes.

4. Management risk after buying a house. For buyers from different places, it is very important to inspect the property management of residential quarters. At present, most people who buy houses mainly take vacations and provide for the elderly, so the property management in this community plays a vital role in the maintenance, preservation and appreciation of residential products and the guarantee of residents' quality of life.

References:

Baidu encyclopedia-buying a house in different places