The method is as follows:

1. Inquiries can be made through three channels, namely on-site inquiry, self-service terminal inquiry and online inquiry. You can do this respectively:

(1) Bring your valid identity document (ID card, military officer ID card, soldier ID card, passport, Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, residence permit for foreigners, etc.) Go to a branch of the People's Bank of China to inquire.

(2) Place your ID card in the identification area of ??the self-service inquiry machine and verify it with the on-site avatar. After the information is successfully compared, the system will automatically print a personal credit report;

(3) The Credit Information Center of the People's Bank of China has launched a nationwide service for checking personal credit reports through the Internet.

2. Personal credit report includes three aspects of information, namely personal identity information, credit transaction information and personal non-bank information. Personal information includes personal basic information, residence information, career information, etc.; credit transaction information includes credit cards, loans, loan guarantee information for others, etc.; personal non-bank information includes personal housing provident fund information, personal pension insurance information, personal telecommunications payment information, etc. .

Extended information:

The purpose of the inquiry is to understand my credit record, including which banks I have handled credit business with, the repayment status of each credit business, etc. Timely understand the problems existing in personal credit reports, such as identity information being used by others to handle credit business, overdue records due to negligence, etc., and measures should be taken to correct them in a timely manner.

If the information provided by the bank is incorrect, you can call the bank to make changes; if you have objections to the overdue status, you can apply to the central bank. The main ways in which credit cards affect personal credit are overdue repayments, malicious overdrafts, illegal cash outs, and illegal card use.

People.com - Teach you how to check personal credit report

People.com - There are currently 3 ways to check personal credit report