If you apply for a loan through our bank, the loan handling bank will generally review the customer's loan purpose (different loan products correspond to different purposes), and you can only apply if the loan purpose meets the requirements. At the same time, it will comprehensively evaluate factors such as collateral, personal credit and repayment. In addition, the loan amount, interest rate, term and other factors need to be combined with the comprehensive factors such as the business type, credit status and guarantee method you apply for, and can only be determined after approval by the handling outlets. For details, please contact the nearest loan handling bank of China Merchants Bank.
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2. Application: mortgage the property or car to the bank, plus some proof of funds, you can borrow150,000;
3. Apply for loans by stages: You can also apply for loans from several institutions at the same time. If an institution applies for tens of thousands of yuan, then 3-4 institutions can apply for150,000 yuan.
The above is the loan of 6.5438+0.5 million.
Loan introduction
The simple understanding of a loan is an interest-bearing loan. Loan is a personal credit activity that banks or other financial institutions lend monetary assets on the premise of certain interest and repayment. Loans in a broad sense refer to loans, remittances, cash and other lending assets. Banks can meet the needs of social development and reproduction to fill assets and promote the development trend of economic development by lending scattered and concentrated currency and monetary assets. At the same time, banks can also obtain loan interest fees and enhance their own accumulation. This article is mainly about how to borrow 6.5438+0.5 million yuan for reference only.