Overdue repayment of qq cash loan will result in overdue fees. Loans overdue will pay a penalty for five days. Default interest 1 yuan/day for failure to repay the loan on time in 500 yuan. For example, overdue 132 days, and the amount to be repaid includes penalty interest 132 yuan.

In addition, overdue repayment will also affect personal credit. According to the regulations of qq cash loan, the borrower's information will be provided to the People's Bank of China if it is overdue for more than 15 days, which will affect the borrower's credit information. At the same time, cash loan is also the financial privilege of Tencent's credit reporting, and overdue behavior will be recorded in Tencent's credit reporting, which will have a negative impact on users' Tencent credit rating.