The national student loan is a RMB loan business for full-time undergraduates, junior college students (including higher vocational students), graduate students and students studying for the second bachelor's degree, which is used to pay tuition, accommodation and basic living expenses. Divided into central financial discount national student loans and local financial discount national student loans.

In principle, the proportion of students from poor families in colleges and universities applying for national student loans shall not exceed 20% of the total number of full-time students, and the maximum loan amount per person per academic year shall not exceed 6,000 yuan.

Conditions for applying for a national student loan:

1, with People's Republic of China (PRC) nationality and valid identification.

2. Have full capacity for civil conduct (minors applying for national student loans must obtain the consent of their guardians).

3, in line with the provisions of the central and local financial discount cooperative college students with financial difficulties.

Note: The specific business type, handling process and handling conditions are subject to the relevant regulations of local branches.