First, short-term demolition, also known as "short-term demolition", generally refers to short-term private lending, and general guarantee companies have short-term demolition and short-term demolition business. Because general loans need a process, it takes a long time, which is very troublesome for people who need money urgently, so general guarantee companies have short-term demolition and short-term demolition business. Short-term demolition (short-term demolition) is characterized by fast borrowing and small amount. Add up the principal and interest, then divide them equally into each installment, and then reduce the loan by installments with wages or provident fund. This is a loan boom.

2. bridge loan refers to that financial institution A can't operate due to the temporary lack of funds after getting the loan project, so it consults financial institution B and asks it to help allocate funds. After the funds of financial institution A are in place, B quits. For B, this loan is the so-called bridge loan. In China, policy banks such as CDB/ Exim Bank/Agricultural Development Bank play the role of financial institution A, while commercial banks play the role of financial institution B. ..

Third, the difference between the two:

Short-term lending is mainly a private lending term, and bridge crossing is usually used for financial institutions, especially inter-bank loans.