Student loans can be applied to the county (urban) student financial assistance management center or financial institution where the students are studying. The application process of student loans mainly includes:

1. The borrower needs to complete the application form and seal it completely;

2, the borrower and * * * by virtue of the person himself to the county (city, district) Education Bureau issued by the student financial assistance management department, checked by the staff;

3. The borrower and * * * sign the Student Loan Contract of China Development Bank with the borrower;

4. Signing of loan contract;

5. Payment and payment.

The specific conditions of the national student loan are as follows:

1, China nationality, resident identity card, with full capacity for civil conduct;

2. Higher vocational, junior college and above students who apply for minors need the written consent of the legal guardian;

3, study hard, have no bad performance at school, and be able to complete their studies normally;

4. The family has financial difficulties, and the family income is not enough to support the completion of their studies during school, and valid certificates are provided;

5. The loan students did not get loans from other students;

6, honest and trustworthy, law-abiding, no violations.

Legal basis: Article 5 of the Administrative Measures of the People's Bank of China on Student Loans.

Students in institutions of higher learning who apply for student loans from students' places of origin shall fill in the loan contract in accordance with the provisions, promise to provide the lender with work units and communication methods after leaving school, and promise not to repay loans overdue for one year, and have not proposed an extension. Lenders can publish their names and ID numbers in institutions of higher learning or related media for enquiry.