Before signing a house purchase contract, the buyer can register in advance, which means that the parties sign an agreement on the sale of houses or other real estate rights. In order to ensure the realization of future property rights, they can apply to the registration agency for pre-registration according to the agreement.

The Property Law promulgated in 2007 established the legal effect of advance notice registration. Article 20 of the Property Law stipulates: "After the advance notice registration, if the property is disposed of without the consent of the right holder of the advance notice registration, the property right effect will not occur." After both parties have completed the advance notice registration, what the seller can't do includes: transferring property rights and using real estate as mortgage and guarantee. If the seller still signs a real estate mortgage contract with a third party after the advance notice registration, the mortgage right of the third party is not established. However, after the advance notice registration, the seller can continue to rent the house to obtain income.

That is to say, after the advance notice registration, the seller has no right to dispose of the house without the consent of the buyer, which can prevent the owner from selling the house with one room and two halls and protect the rights and interests of both buyers and sellers.

It should be noted that the validity period of advance notice registration is only three months. After the advance notice registration, if the creditor's rights are extinguished within three months from the date when the real estate registration can be carried out or the application for registration is not made, the advance notice registration shall be invalid. Therefore, the registration of real estate must be completed within three months after the advance notice registration. If the time is really too late, you can repeatedly apply for advance notice registration. Laws and regulations do not limit the number of advance notice registrations. Local registration agencies are also allowed to apply for advance notice registration for the same matter many times. In addition, second-hand affordable housing cannot be registered in advance.

2. Make clear the ownership and payment method of the house in the contract.

When signing a house purchase contract, it is necessary to clarify the house price, ownership, tax and fee bearing method, payment method, delivery period and liability for breach of contract, so as to restrain the behavior of both parties and avoid unnecessary disputes.

Matters needing attention in buying a house with a loan:

Both buyers and sellers should pay attention to the risks in the transaction, and the buyer should determine the ownership of the house and whether to allow the bank to repay the loan in advance before buying the house. The seller is concerned about whether the buyer's down payment is enough to repay the loan and whether the lending time is acceptable. Second-hand housing transactions are risky, especially for houses with outstanding loans, so we should be more careful.

Phoenix. Com- how to buy and sell houses with outstanding loans? There is one thing that must be done in advance.