Does the subject want to ask, "Does it matter if loans overdue is a safe used car for one day?" Yes One day overdue will produce bad records, which will be displayed on the credit report the next day. Everyone should pay attention to their credit history. Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers.