Some online lending platforms are connected with the central bank's credit information system. Therefore, if you borrow money from these online loans, you need to authorize the platform to inquire about credit information, and you will also leave an inquiry record in the name of "loan approval" in the credit information report. It is precisely because of this that there are more and more applications for such online loans, and there will be too many "hard" inquiry records in credit reporting, which will make credit reporting "a hundred flowers blossom". Online loan repayment must be on time. If there is overdue in the process of online loan repayment, it will have a negative impact on credit reporting.

Tips: The above information is for reference only. Peer-to-peer lending is risky, so you should choose carefully. If you need funds, I suggest you handle it through a formal loan platform. Ping An Bank launched unsecured credit loans as well as housing and automobile mortgage. Different loan application conditions and requirements are different. The success of examination and approval is evaluated according to your comprehensive qualifications. You can log on to Ping An Pocket Bank APP- Finance-Loan for more information and try to apply.

Reply time: 2022-0 1-27. Please refer to the latest business changes announced by Ping An Bank in official website.