The loan of Meituan shows that it will arrive in three hours, which does not mean that the loan funds will be released in place within three hours. If the platform is short of funds and a large number of borrowers queue up, it is likely to be delayed and take more than three hours. For example, some arrived the next day, some arrived three to five days later, and some didn't arrive after more than a week.

Of course, under normal circumstances, as long as the customer's credit standing is excellent and the platform quota is sufficient, the loan arrival speed is generally very fast, and the approval and loan arrival can be basically completed on the day of application. And many of them arrive within two hours. If the examination and approval efficiency is high, the situation of second arrival also exists.

In this regard, customers are advised to wait patiently and will naturally inform the information when paying. If Meituan's loan is slow, customers can also contact the platform customer service (financial service hotline: 95 172) for consultation. If there is nothing wrong with my credit, I can also remind you appropriately.

If the lender fails to repay the loan before 23:58 pm on the repayment date, it will be deemed as overdue. After the deadline, the borrowing channels of Meituan will be frozen, even if there is still a quota, it can no longer be used, and it is necessary to wait until the loan is paid off before applying for a loan again.

At the same time, overdue records will be sent to the central bank for credit investigation, and the lender's personal credit investigation report will leave a bad credit record. In addition, penalty interest will be charged on a daily basis, and Meituan's system will deduct the loan account twice a day.