Yes.

If you apply for an angel loan, you can use it if you have a certain amount. However, angel loan is a kind of consumer loan, which can only be paid by credit card at cooperative merchants or online shopping, and cannot be withdrawn in cash.

Behind Huimin Dai is the Bank of Communications. Huimin Dai is a personal loan product launched by the Bank of Communications. It is mainly a loan product launched for the working class among the public. Users can apply for it with their personal credit. , users are not required to provide any mortgage or guarantee, and the money from Huimin Daidai is mainly used for consumption. Users cannot use the loan to invest in financial products or purchase real estate.