Part 1: Living expenses after immigrating to Canada

1. Rent a house

Generally speaking, immigrants now have children, and it is very likely that they will have another child. The average family size is four or more people. There are usually two options for renting, a two-bedroom apartment or a three- or four-bedroom townhouse (also known as a townhouse in China). If you live in Toronto, where rent is available, the average monthly rent should be CAD 2,300/month for one bedroom and CAD 2,990/month for two bedrooms. For the same two-bedroom apartment, the average rent in Montreal is CAD 1,700/month, while in Regina and Saskatoon, it is CAD 1,222/month and CAD 1,448/month respectively.

2. Buying a house

Most immigrants purchase houses directly. In addition to being very strong, most houses usually choose mortgage loans. For new immigrants, banks usually accept 3-3.5% down payment and 6.5-70% loan. Loan interest rates are now quite low, and non-fixed interest rates can even reach 2.25. In addition to rent or mortgage loans, daily housing expenses will inevitably include water, electricity, gas and other house-related expenses.

3. Water fees

The payment of water fees in Canada is different from that in China. Except for a few detached houses that choose to pay based on actual usage based on water meters, most other houses are levied once a year by the city government. Taking a 160-square-meter city house as an example, the annual water bill is about CAD 720, which is about CAD 60 per month. The overall expenditure on water bills should be significantly higher than domestically. It is worth mentioning that tap water in Canada basically meets drinking water standards.

4. Electricity bill

Electricity bill is paid every two months. Unlike water bill, it is paid entirely according to the electricity meter. It costs about 6 cents Canadian dollars per kilowatt hour within 1398 kilowatt-hours, and about 8 cents per kilowatt-hour for electricity that exceeds 1398 kilowatt-hours, which is significantly lower than domestic electricity prices in Canada. But regardless of whether it is used or not, the electricity bill will have a fixed fee of about 12 Canadian dollars, a bit like a monthly rental fee, which is about 6 yuan per month.

5. Natural gas fee

Most houses in Vancouver use natural gas for cooking, heating and hot water, and the fee is settled monthly. There is a big difference between winter and summer, so we can only provide approximate costs for reference. Taking a 300-square-meter detached house with floor heating as an example, the monthly gas bill is about 200 Canadian dollars in winter and only about 40 dollars in summer. Like electricity, natural gas also has a monthly fee, which is about 12 yuan per month.

6. Property management fees

In Canada, only apartments, townhouses and other units that enjoy property management need to pay, and independent houses do not need to pay. The cost ranges from 100-200 Canadian dollars per month.

7. Transportation

Canada’s subway coverage is very limited, and the bus frequency is long. It is difficult to rely on buses to complete all the transportation needed for work and life. A private car is a necessity, and the biggest expense for maintaining a car after buying it is car insurance. If your driver's license is a novice and you don't have a comprehensive driving school transcript, it will be more expensive. If you want a more affordable price, you need to make multiple inquiries, buy a car with high safety, and use snow tires in winter. Try to buy your car insurance and home insurance from the same company to get better discounts.

8. Food expenditure

Food is mainly supplied in supermarkets. The Canadian food measurement unit is the pound, which is approximately 450 grams; the price of vegetables ranges from 0.69 to 3.99 Canadian dollars per pound. The price of fruits is slightly higher than that of vegetables, and the prices of various fruits are also very similar. Meat and seafood prices are relatively cheaper.

9. Expenditure on daily necessities

There are many miscellaneous items, including toothpaste and toothbrushes, shampoo and bath liquid, washing powder, toilet paper, etc. These prices are almost the same as those of the same domestic brands, but the expenditure is relatively limited. Taking a family of four as an example, the monthly expenditure on food and daily necessities is approximately CAD 650, which is relatively fixed.

10. Insurance

Insurance is a very common consumption in Canada as a daily household expense.

Insurance expenditures mainly fall into the following categories: house insurance, car insurance, medical insurance, life insurance, dental insurance, etc.

Generally speaking, Canada has stable prices and excellent quality of life in all aspects of food, clothing, housing and transportation. Canada has a sound welfare system, high quality of life, high safety index, and strong social inclusiveness. Canada is a country with high education quality in the world, with advanced educational concepts and a high proportion of education investment in the country's total GDP. In the future, more people may immigrate to Canada.

Part 2. Application conditions for employer-sponsored immigration in Canada's NB province

Canada's provinces have different immigration policies, Canadian immigration conditions and Canadian immigration fees. As Canada's most relaxed skilled immigration program, NB employer-sponsored immigration has attracted great attention from applicants.

1. The applicant’s age is between 22-55 years old. The time for age assessment is the day you submit your immigration application and receive your NBPNPFN number.

2. Have sufficient English or French skills to be qualified for the job you will be engaged in. At least one of the following language scores must be submitted: G-type IELTS or TEF or G-type CELPIP. The score must be obtained within 2 years. PNP applicants whose nominated occupations are Category C or D occupations need to meet Category G IELTS CLB 4 level (listening 4.5, speaking and writing 4, reading 3.5).

3. Possess the education, qualifications or registration to be competent for the job to be performed. Proof of completion of at least high school education and receipt of a high school diploma is required.

4. You will settle and work in NB Province in the future.

5. Your employer’s offer is real. When NB receives your application, the company making your offer must have been in business for at least 1 year. You will also need to prove that you were hired after an interview.

6. Be a long-term, full-time employee of a certain company. You are expected to adhere to the working hours set by your employer according to your occupation category. The job has no scheduled end date.

7. The score reaches 50 points.

8. The job is in the short-term field of skills. Employers need to demonstrate that they are unable to hire Canadian citizens or permanent residents to perform the job.

9. Your salary is in line with the industry level, and the housing provided by the employer is not included in the salary.

10. Your job meets NB employment standards.

11. Submit complete forms and supporting materials. If the material involved in scoring is missing or incomplete, your score for that item will be 0. During the processing of materials, the immigration officer may ask you to provide additional materials.

Part Three: Conditions and Advantages of Canadian Federal Immigration

1. Application Conditions for Canadian Federal Skilled Trade Immigration

(1) The immigration destination is any area outside Quebec;

(2) The main applicant is 18 years old and above;

(3) Obtained a full-time job with a Canadian employer for at least one year offer or a skilled worker certificate issued by a Canadian province, with at least two years of full-time skilled worker work experience in the past five years;

(4) Speaking and listening English CLB5, French NCLC5, reading and writing English CLB4, French NCLC4 level;

(5) Good health and no criminal record;

(6) Applicants must be accepted by Canada.

2. Advantages of Canadian federal immigration

1. Fast processing speed

Canadian skilled immigration federal immigration (Federal Skilled Immigration, Federal Skilled Worker Immigration, Federal Experience Immigration) ) After submitting the application, applicants who successfully receive an immigration invitation will have the opportunity to obtain Canadian immigration status in 6 months or even less.

2. Additional points can be obtained

Applicants can add 600 points to CRS by obtaining a Canadian provincial nomination certificate; obtaining an employer offer from a 00 senior management occupation can add 600 points to CRS. 200 points.

3. The whole family immigrate to Canada

As long as the main applicant meets the Canadian immigration conditions and the family members also meet the relevant physical examination, no criminal record and other basic requirements, they can obtain Canadian immigration status at the same time and enjoy Benefits such as health care and education. Sub-applicants include spouse and dependent children.