It is very unrealistic to buy a fund with a loan. Funds are risky, and many people will lose money when they buy funds. At this time, if you buy a fund with a loan, there will be two expenses. On the one hand, it may be the loss of our foundation, on the other hand, it will be some handling fees and interest expenses of our loan. In fact, it is not completely impossible to borrow money to buy funds, but such a situation is still relatively rare. If we really can't allocate so much money to buy funds for the time being, but in fact there is so much money that we can't use it in the short term, then we can really borrow money to buy funds, because we will be able to make up for this in the future.

For most people, borrowing money to buy a fund is because they think they have too little principal and want to borrow money. They think that the current market is very good, and loans to buy funds will definitely get more benefits. This idea is more dangerous. The fund is really not sure when to go up and when to go down. We can't guarantee that our income is very stable. If you borrow money at this time, the risk is still relatively large.

Generally speaking, we use our spare money to buy funds. If we spend our living expenses or the cost of buying a car or a house on buying a fund, the risk is too great. If you had spare money to buy funds, it wouldn't have such a big impact on our mood. If you lose money, you will lose money, which only shows that your investment vision is not so good. However, if particularly important money is used to buy funds, the consequences will be more serious, and it may be unbearable at that time. Therefore, it is unrealistic and inappropriate to borrow money to buy funds, but some special circumstances are not excluded. In most cases, it is unrealistic to borrow money to buy funds.