1. How much does 10,000 JD Xiaojin inventory cost per day? JD Xiaojin Treasury is an intended asset value-added service developed by JD Finance for individual users. Its nature is similar to Yu'ebao. Investors deposit funds into JD Xiaojin Treasury. , actually purchased a certain currency fund product. Therefore, Xiaojinku can also be understood as a currency fund. The expected return on investment in Jingdong Xiaojinku is actually the expected return on the currency fund purchased. There are also multiple currency funds connected to Jingdong's small vault. Investors can actively choose or change currency funds when depositing funds into the vault. There are differences in the expected returns of different currency funds. Taking Southern Financial Management Fund A as an example, the annualized expected return rate for the past seven days announced on February 27 is, which means that the expected return on an investment of 10,000 yuan per day is approximately 10,000 yuan. However, it should be noted that the annualized expected rate of return in the past seven days only represents the historical expected income of the currency fund. The actual expected income of the fund fluctuates, so the actual expected income of 10,000 days of Jingdong Xiaojin's inventory is not fixed.
2. Notes on investment in Jingdong Small Treasury 1. Monetary funds adopt the T+1 rule for transactions, that is, funds transferred before 15:00 on the trading day will be confirmed on the next trading day. After the funds are confirmed Only then will the expected return on investment be generated. Therefore, if funds are transferred after 15:00 on Thursday, the confirmation date will have to wait until next Monday. There is no expected fund return on the weekend. The same applies to fund redemptions. 2. The amount redeemed by Jingdong Small Treasury on the same day is less than 10,000 yuan, and it can be quickly credited within 2 hours. If the redemption amount exceeds 10,000 yuan, it will be credited before 24:00 on the next trading day.