A slightly larger company has more types and uses of funds in and out. Such as projects, taxes, wages, investment, etc. Companies with standardized financial management will put different funds into special management to facilitate supervision and accounting.

2. It is applicable to the fund settlement of the company's branches.

Group companies and chain companies have scattered branches, but basic account can only open one, and the daily income and expenditure of branches has become a problem. Therefore, due to the need of fund settlement and management, we can only choose to open a general account in the local bank of the branch.

3. There are no restrictions on general accounts.

According to the regulations of the People's Bank of China on account management, a legal entity (including companies and enterprises) can only open one basic account, that is, basic account is unique, and there are no restrictions on general accounts, which is convenient for the supervision and management of the central bank and tax authorities. So as long as there is a basic account, it can't be opened in any other bank, and the networking system will automatically detect the prompt.

4. It has a certain protective effect on account funds.

As the general account can only save money but cannot withdraw money, it must be transferred to basic account first and then transferred from basic account, which can avoid the risk of illegal outflow of funds.

Extended data:

The corporate accounts of the Company are divided into four categories: basic account, general accounts, temporary accounts and special accounts.

Basic and temporary households can access cash, while ordinary households can only transfer money to access cash, not withdraw cash. If ordinary families want to withdraw cash, they can only withdraw it by transferring it to other corporate bank accounts.

Enterprises must register in basic account before they can register general accounts. An enterprise can only handle basic deposit account in one bank, and an enterprise can handle multiple general accounts and temporary accounts.

A temporary bank account is an account opened to cope with temporary business. After this business is completed, the temporary account will be cancelled and the remaining funds will be remitted to other bank accounts of the enterprise. Under normal circumstances, if the household wants to withdraw cash, it can only withdraw cash by transferring it to other corporate bank accounts.

Bank settlement accounts opened by the company for the management and use of special funds such as capital construction funds and futures trading settlement funds.

Temporary bank account is a bank account opened by an enterprise to meet temporary needs. For example, temporarily remitted funds for capital verification or funds purchased from abroad and remitted to local banks.

Baidu encyclopedia-general deposit account