The cost of CCB's corporate account:
Account opening fee is 300RMB.
Online banking 1200RMB/ year UK 99RMB
Receipt cabinet 240RMB/ year cipher 420RMB (optional)
Settlement card: the annual fee of the main card is 600RMB/Y (the first year discount is 480RMB) and the production cost is 20RMB/ piece.
The SMS service is 30RMB/M, and the first half of the year is free.
Corporate accounts, that is, corporate bank settlement accounts, are accounts that handle settlement business for corporate legal persons, non-corporate legal persons and individual industrial and commercial households, which can effectively guarantee the safety of funds.
Corporate accounts are divided into basic deposit account, general accounts, temporary accounts and special accounts.
A company in basic deposit account can only open one. Others, such as general accounts, a company can open multiple accounts according to business needs, and there is no limit on the number. According to the account management regulations of the People's Bank of China, an enterprise can only open one basic deposit account, but it can open multiple general accounts. If another account can be withdrawn, and the funder has a certain special purpose, then you can apply for a special account in this bank and you can also withdraw money.
Account category
Basic deposit
Basic account is a bank settlement account that depositors need to open for daily transfer settlement and cash receipt and payment. An enterprise or institution can only open a basic account in one bank. The withdrawal of depositors' wages, bonuses and other cash can only be handled through basic deposit account.
General deposit
A general deposit account is a bank settlement account opened by a depositor in a banking institution other than the bank in basic account for loan or other settlement needs. The account can handle transfer settlement and cash deposit, but not cash withdrawal.
Special deposit
Special deposit account is a bank settlement account opened by depositors for special management and use of their special-purpose funds in accordance with laws, administrative regulations and rules. Special deposit accounts are used to handle the receipt and payment of special funds, and special deposit accounts that allow cash withdrawal must be approved. Capital construction funds, renovation funds, extra-budgetary funds, grain, cotton, oil purchase funds, unit bank card reserve funds, securities trading settlement funds, futures trading deposits, interbank funds deposited by financial institutions, income remittance funds and business expenditure funds, organizational funds of the party, youth league and trade union in the unit and other funds that need special management and use according to regulations can apply for opening special deposit accounts.
Temporary deposit account
Temporary deposit account is a bank settlement account opened by depositors for temporary needs and use within a specified period of time. It is used to handle the receipt and payment of funds arising from temporary institutions and depositors' temporary business activities. Cash withdrawal from temporary deposit accounts shall be handled in accordance with the provisions of the state on cash management. The scope of opening a temporary deposit account includes the establishment of temporary institutions, temporary business activities in different places, and registered capital verification.