First, the proportion of enterprise endowment insurance payment

The proportion of enterprise employees paying endowment insurance premiums is 28%. Among them, the enterprise pays 20% of the total wages of employees in the current month, and the individual employees pay 8% of their own payment base. The base of individual payment salary is the total wage income of employees in the current month, and the payment base is not less than 60% of the average monthly salary of employees in the province in the previous year, and the maximum is not more than 300% of the average monthly salary of employees in the province in the previous year.

According to the Notice of the General Office of the People's Government of Hebei Province on Implementing and Perfecting the Decision Spirit of the Basic Old-age Insurance System for Enterprise Employees (Hebei Zhengban Letter [2006] No.3), the contribution ratio of urban individual industrial and commercial households and flexible employees has been adjusted to 20% since June 65438+ 10/2006. The payment base is the average monthly salary of employees in the province in the previous year, and shall not exceed 300% of the average monthly salary of employees in the province in the previous year.

Two, the basic medical insurance payment ratio

The insured units shall pay 6.5% of the total wages of employees and retirees in the previous year. Insured employees pay 2% of their average wage income in the previous year.

The basic medical insurance payment standard for flexible employees is 4.5% or 8.5% (6.5%+2%) of the average social wage in this city last year. Pay 8.5% to establish a personal account, and pay 4.5% not to establish a personal account. The poverty-stricken population will receive 40% financial subsidy at the same level, and no personal account will be established.

Third, the proportion of industrial injury insurance payment.

The following standards shall be implemented based on the total wages of employees of this unit in the above years:

The benchmark rate for a class of industries is 0.5%;

The benchmark rate of the secondary industry is 1%, and the downward floating rate is 0.8% and 0.5%. There are two levels of floating rate: 1.2% and 1.5%.

The benchmark rate of three industries is 2%, and the downward rate is two grades: 1.6% and1%; The floating rate is divided into two grades: 2.4% and 3%.

Fourth, the proportion of maternity insurance payment.

The payment standard of institutions and flexible employees is 0.3% of the basic medical insurance payment base; The payment standard of enterprises, non-financial institutions and individual economic organizations is 0.6% of the basic medical insurance payment base.

Verb (abbreviation of verb) Unemployment insurance contribution ratio

Unemployment insurance premiums are paid jointly by units and individuals, and urban enterprises and institutions pay unemployment insurance premiums in accordance with 2% of their total wages. Workers in urban enterprises and institutions pay unemployment insurance premiums at 0% of their wages. "If the monthly average wage base of the insured unit is lower than 60% of the local average social wage in the previous year, it shall be calculated according to 60% of the average social wage."

Sixth, the minimum wage standard

According to the Notice of Hebei Provincial Labor and Social Security Department on Adjusting the Minimum Wage Standard (Ji Lao She [2004] No.48), with the approval of the municipal government, the minimum wage standard implemented in Qinhuangdao from July 1 2004 is: the monthly minimum wage standard in urban areas (including Haigang District, Shanhaiguan District, Beidaihe District, Municipal Economic and Technological Development Zone and Beidaihe Economic and Technological Development Zone) is 520 yuan.

Seven, the average wage of workers.

In 2005, the average wage of employees in Qinhuangdao was 17529 yuan/year, that is, 146 1 yuan/month.

In 2005, the average wage of employees in Hebei Province was 14707 yuan/year, that is, 1226 yuan/month. The basic medical insurance payment standard for flexible employees is 4.5% or 8.5% (6.5%+2%) of the average social wage in this city last year. Pay 8.5% to establish a personal account, and pay 4.5% not to establish a personal account.

Last year, the average salary in Qinhuangdao was 1.900 yuan/month, and there were two kinds of flexible employment.

Calculate for you at the lowest price: 1900 yuan *4.5%=85.5 yuan/month.

Calculated by establishing personal account:1900 * 8.5% =161.5 yuan/month.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.