Current location - Loan Platform Complete Network - Local tax - How to buy medical insurance for urban residents in Chengdu
How to buy medical insurance for urban residents in Chengdu
The purchase methods of medical insurance for urban residents in Chengdu are as follows:

1, online payment

(1) "Chengdu Medical Insurance" WeChat official account "Convenient service-intensive platform-payment of endowment medical insurance-Sichuan Electronic Taxation Bureau of State Taxation Administration of The People's Republic of China, People's Republic of China (PRC)";

(2) "Chengdu Tax" WeChat official account "I want to do things-social security payment";

(3) WeChat "I-Payment-City Service-Social Security-Sichuan Social Security Payment-Sichuan Social Security Payment";

(4) Alipay "Citizen Center-Social Security-Social Security Payment";

(5) Tianfu citizen cloud "social security payment-online insurance payment";

(6) Mobile banking, WeChat banking and online banking provided by the social security fee collection bank. (At present, the banks that provide social security payment services for urban and rural residents in Chengdu are: China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, China Bank, Sichuan Tianfu Bank and Chengdu Rural Commercial Bank, and the specific payment methods shall be subject to bank regulations).

2. Offline payment

(1) social security payment service outlets of towns (streets) and village groups (communities);

(2) schools and kindergartens charge.

The reimbursement rate of medical insurance is as follows:

1. Urban non-employed residents: community health service institutions: 70% from the overall fund and 30% from individuals;

2, children's overall fund payment ratio according to the corresponding standard of urban non employed residents increased by 5%.

250 yuan, the lowest threshold of community medical insurance.

Community medical insurance belongs to urban residents' medical insurance, that is, for people whose urban hukou cannot participate in employee medical insurance (general medical insurance), the cost is very small, but the reimbursement ratio and total amount are not as high as employee medical insurance, and the choice of hospitals must start from community hospitals when seeking medical treatment, and they can go to large hospitals only if they meet the conditions of changing their major. If they go directly to a big hospital, they can't be reimbursed.

The following two kinds of outpatient illness expenses can be reimbursed:

1, outpatient special diseases (malignant tumor outpatient radiotherapy and chemotherapy, outpatient renal dialysis, taking anti-rejection drugs after organ transplantation) and chronic diseases (hypertension, coronary heart disease, diabetes).

2. Outpatient treatment of special diseases: 50% from the overall fund and 50% from individuals; Outpatient treatment of chronic diseases: In one year, if the medical expenses for outpatient treatment of chronic diseases in designated medical institutions exceed 350 yuan, the excess will be paid by the overall fund according to the standard of 50%, and the maximum payment limit of the overall fund is 2,000 yuan.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.