(1) College graduates (including junior college students, undergraduates and graduate students) who are engaged in self-employment are exempted from self-employment registration fees, self-employment management fees, and economic contract demonstration text cost. Within 1 year from the date of business approval. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.
(2) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 65,438+00% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 65,438+0 years, and the balance can be put in place by stages within 3 years.
(3) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year and levied enterprise income tax by half in the second year with the approval of the tax authorities; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities.
(4) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for graduates who start their own businesses, simplify procedures and facilitate account opening and settlement. The loan amount is about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term.
(five) the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep personnel files (including handling social security, professional titles, file wages and other related procedures) for free for self-employed graduates for 2 years; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees.
The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality.
Interpretation of relevant policies
First, on the issue of registered unemployment of college graduates
After September 1, fresh college graduates who wish to register for unemployment after returning to their original places can register for unemployment at the special service windows set up in local city and county public employment service places and participate in employment services such as vocational guidance, vocational qualification training and entrepreneurship training.
Second, about college graduates starting their own businesses.
(1) For self-employed college graduates who need small loans, they are guaranteed by the small secured loan fund. You can consult the local labor and social security department, apply for a small loan from the bank, and then apply for a guarantee from a small guarantee institution.
(2) For college graduates engaged in self-employment, except for industries restricted by the state, all administrative fees such as registration, management and licensing shall be exempted within 3 years from the date of registration by the administrative department for industry and commerce. Engaged in individual business, you can apply to the relevant departments for relief of administrative fees.
(3) Provide labor and social security services such as file custody and social insurance relationship connection for college graduates with flexible employment or non-public institutions. You can keep your personal files with the local labor and social security agencies and entrust them to pay various social insurances for you.
How do college students apply for small secured loans when starting a business?
1. Which graduates can apply for small secured loans?
All college graduates who are healthy, honest and trustworthy, have entrepreneurial ability and apply for the Self-employment Certificate can apply for loans in the city where their household registration is located.
2. What are the requirements for applying for a small secured loan?
To apply for a small secured loan, six conditions should be met:
1. There is a certificate of self-employment issued by the employment guidance service center for city graduates.
2. The projects applying for loans are projects outside the industries restricted by the state (excluding construction, entertainment, advertising, sauna, massage, Internet cafes, oxygen bars, etc.). ).
3, apply for a loan to have a project feasibility analysis, project implementation plan and repayment plan.
4. Participated in entrepreneurship training or re-employment skills training organized by the College Students Pioneer Park, and have the corresponding business ability to implement the project.
5. Adequate counter-guarantee measures shall be provided, including personal guarantee provided by a third party with fixed residence, fixed income and fixed job, securities pledge, real estate mortgage or credit guarantee provided by reputable community recognized by relevant municipal departments.
6. Having a relatively fixed business place.