Micro-credit can be said to be an upgraded version of micro-credit with a loan amount of up to 3 million. Here, let's introduce this loan.
Micro-industry loan is an online liquidity loan service provided by Weizhong Bank for the majority of small and medium-sized enterprises. This product is a financial innovation product combining big data analysis and Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount can be seen. The funds will arrive in minutes, and interest will be calculated on a daily basis, and they will be repaid as they borrow. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.
Object of application: enterprise users
Applicable amount: up to 3 million.
Service life: no longer than one year.
What are the application conditions for micro-business loans?
1. Good credit information;
2. The enterprise must be a general taxpayer enterprise established for more than two years;
3. Small-scale taxpayer enterprises that have paid taxes for two years and have no bad tax payment records;
Required information: tax authorization of tax account, identity authentication, personal basic information, mobile phone number and bank card information.
How to apply?
Micro-credit is currently open to ordinary taxpayers in enterprises, so you can apply after you log in with your tax identification code and password and pass the identity verification of the legal representative.
The review time of enterprise credit application is about half an hour, and only a few cases will take a long time. After the approval, the enterprise will receive the loan soon. In a smooth situation, the whole loan process will be completed in about 30 minutes.
In order to enable the majority of small and micro enterprises to borrow money from micro-industry loans as soon as possible, here are some precautions for everyone.
1, enterprises should try their best to apply for micro-business loans at 9: 00 am-9: 00 pm17: 00 on weekdays, and there is a great chance to get loans in about 30 minutes;
2. When submitting the loan materials, be sure to ensure that the application materials are perfect and effective;
3. When filling in the corporate settlement account, you must choose a bank account supported by the small and micro enterprise loan system to fill in.
Micro-credit is a loan for enterprise users, and now consumer loans for individuals are mainly micro-loans. In addition, there are Ali's ants borrowing money and spending money on Xiaoman Finance, all of which are big brands with the advantages of reliability and low interest rate. Borrowing friends can choose according to their actual situation.