First of all, it is understood that bank acceptance refers to the business behavior that the drawer issues and applies to the bank for acceptance, and after the approval of the bank, promises that the bank will unconditionally pay the payee or holder the amount of the bill on the maturity date of the bill.

The bank acceptance bill of Zheshang Bank is applicable to enterprises, institutions, legal persons and other economic organizations that open deposit accounts in Zheshang Bank and engage in business activities according to law, and have a legitimate and true trade background in goods or services and the demand for commercial bill acceptance. 1. The customer submits a business application to Zheshang Bank and provides relevant materials, mainly including: business license or certificate (copy) of institutions, social organizations and other institutions, organization code certificate (copy), loan certificate (certificate) (copy), financial statements and audit reports (original) of the last three years, tax registration certificate (copy) and the identity of the legal representative of the articles of association (copy). 2. After the approval of Zheshang Bank, the customer signs the acceptance agreement, guarantee contract and other legal documents with Zheshang Bank, and goes through the relevant formalities. 3. After the customer completes the relevant procedures and deposits a certain percentage of the deposit, Zheshang Bank issues a bank acceptance bill. 4. On the due date of acceptance, the customer will return the bill to Zheshang Bank.