Weihai City Commercial Bank Mortgage Loan Institution: Weihai City Commercial Bank Institution Type: Microfinance Bank Loan Type: Mortgage Loan Repayment Method: Loan Amount Due:1.00-1000,000 Suitable Area: Jinan City Loan Currency: RMB Suitable for People: Other occupations, employees of state-owned enterprises, civil servants, lawyers, teachers, Loan interest rate for enterprise legal person, individual industrial and commercial households and freelancers: 0.70% Loan term: 12.00 months-12.00 months Processing time: 5 days Loan purpose: personal consumption loan, short-term revolving loan, self-employed loan, decoration loan, business start-up loan, tourism loan Other expenses: no other fees:

This kind of loan is a secured loan product promoted by Weihai City Commercial Bank in Jinan. This loan product has no special requirements for the applicant's occupation and identity, and you can apply for a loan only by providing the local property in Jinan as collateral. The maximum loan amount is/kloc-0,000,000, and the longest loan period is 1 year. The market valuation of the real estate to be mortgaged is more than 400,000, the area is more than 40 square meters, and the age of the house must not exceed 20 years.

Product advantages:

1. The maximum loan amount can reach1million.

2. The mortgage ratio can reach 70% at most.

3. The lowest loan interest rate is 20% higher than the benchmark interest rate.

4. The maximum loan term is 1 year.

Loan terms:

1, room age requirements: no more than 20 years;

2. Area requirements: at least 40 square meters;

3. Valuation requirements: at least 400,000 yuan;

4. Location area of collateral: Jinan city;

5. Types of collateral: ordinary houses, villas, shops, office buildings and factories;

6. Loan term: The sum of the loan term and the customer's age shall not exceed 65 years.

Application materials:

1, ID card, household registration book and marriage certificate of the borrower and spouse.

2. Proof of income of the borrower and spouse

3. Bank flow and other valid asset certificates of the passbook or card of the borrower's husband and wife for more than 12 months,

4. Mortgaged real estate license

5. Proof of consumption purpose

Other materials to be prepared for business purposes:

1, business license, tax registration certificate, organization code certificate, articles of association (to be printed by the industrial and commercial bureau), capital verification report, account opening permit, loan card, legal person ID card, etc.;

2. Company profile, legal person resume, company lease agreement, upstream and downstream customer cooperation agreement (provide as much as possible, which will help to reflect the operation of your company. )

3. Bank statement of the company for more than 0/2 months, tax payment certificate and VAT invoice for more than 3 months; The financial statements at the end of the last three years and the last three months and the notes to the statements of the last month;

4. Proof of loan use: copy of purchase and sale contract and counterparty's business license.