1, the buyer and the seller go through the relevant formalities and register with the selected intermediary company, and pay the down payment. Contract handling is the prerequisite.
2. After the formalities are completed, the intermediary company begins to handle the loan formalities for the buyer at the relevant bank. The loan application time is relatively strict, and the time is mostly half a month. Of course, each region is different. Finally, after the approval of the bank, the transfer formalities will be started after the approval is obtained.
3. According to the requirements of property right transfer registration, go to the property right registration center, and the buyer and the seller need to prepare the required information for the transfer.
4. The people of the intermediary company take the buyers and sellers and related materials to the local taxation bureau to go through the formalities of nuclear tax payment, and the local taxation bureau issues a tax receipt.
5. Then go back to the trading center, submit the deed tax, business tax receipts and all the documents required for the transfer of ownership by both parties, fill in the Application for Registration of House Ownership Transfer, receive the acceptance notice, and make up the stamp duty on the house at the same time.
6. After 20 working days (the time may be different in each region), a special person will notify and go to the trading center to collect the real estate license. At this time, the bank will also issue a notice that the buyer is ready to start mortgage payment.