The online verification of the ID card failed and there is no real-name system.

1. The online verification of the ID card failed: The online verification of the ID card failed because the bank’s online data did not find information that matched the cardholder’s ID number. The Ministry of Public Security has a national population information database. This Changes in the department database are updated at any time through the private network.

2. No real-name system: Banks do not have a real-name system. After the real-name system is required, this data will be obtained through a department under the Ministry of Public Security, the China Banking Regulatory Commission or UnionPay. It only contains some basic fields, and subsequent real-time updates have not been kept up. This leads to changes in information in the department.