From September 1 1, in order to reduce the financing cost of private enterprises in Wuhan and better support the development of private economy, Wuhan Zhongbang Bank launched the loan product "Shanghai-China Loan", with the interest rate as low as 4.9% and the initial credit line of 2 billion yuan.
In order to help "stabilize enterprises and ensure employment", help private market players to enhance liquidity and maintain business vitality after the epidemic, Wuhan Zhongbang Bank launched "Huzhong Loan" customized service products for private enterprises in Wuhan, giving priority to member enterprises of Wuhan Federation of Industry and Commerce.
CDB takes the initiative to make profits and increase financial benefits. The interest rate of "BOC Loan" is as low as 4.9%, which is one of the lowest interest rates of Internet banks in China and one of the lowest interest rates of market loans in Wuhan.
Zhongbang Bank is one of the only five banks in China that have been recognized by national high-tech enterprises. As an innovative product carefully designed and launched by financial technologies such as big data and artificial intelligence, "Shangzhong Loan" has the characteristics of simple application, high quota and pure credit. Realize online application, online approval, online account opening and online lending, and the loan application process is efficient and convenient. Enterprises can borrow up to 5 million yuan, which can be recycled. Enterprises with good tax payment certificates and commercial credit can not mortgage loans. Member enterprises of Wuhan Federation of Industry and Commerce only need ID card, business license, credit information and tax information authorization to apply online, and can obtain credit line and withdraw money in real time within 3 minutes.
On September 1 1, more than ten enterprises have accepted loan applications. At 3 o'clock in the afternoon, Jing, the general manager of Wuhan Daxinyuan Organic Fertilizer Company, a member of Wuhan Federation of Industry and Commerce, applied for "Shanghai-China Loan" at the client of Zhongbang Bank, and successfully extracted 1 10,000 yuan for expanding production. Although affected by the epidemic, the company's organic fertilizer products were unsalable in the first half of the year, and the turnover was ineffective, but Jing was full of confidence in environmental protection agriculture. After obtaining these loans from Zhongbang Bank, the company will be on the right track. The whole company is confident that it will recover steadily this year and double its production scale next year. (He Bo)
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