For the loan of Minsheng Bank, you can directly call 95568-3 Sub-loan Group (9:00- 17:00, Monday to Friday (except national holidays)) for consultation, or you can directly contact our working day outlets for information!

How to apply for Minsheng Bank Minyi Loan?

1. Minsheng Bank Easy Loan is not a single loan product, but a unified marketing product name of Minsheng Bank's consumer loans, which integrates Minsheng Bank's wage loans, financial assets loans, wage loans, tax loans (tax loans), social security loans, public loans, monthly payments, line loans and other consumer loans.

2. If you need to apply for Minyi Loan, you can log in to the mobile banking of Minsheng Bank and click "All-Loan-Minyi Loan" to enter the loan application process and fill in the relevant information according to the prompts.

3. It should be noted that if the loan application conditions are not met, some loan products cannot be seen, and only those who meet the relevant conditions can see the corresponding products.

What are the application conditions for Minsheng Bank's online music loan?

1. The applicant has reached the age of 18, and will not exceed 60 when the credit expires;

2. The applicant has full capacity for civil conduct and holds a second-generation resident identity document;

3. The applicant's loans and credit cards are not overdue at present, and the accumulated overdue loans in the last 24 months are not more than 5 times, and the longest overdue loan is not more than1; There is no malignant overdue of the credit card, the cumulative overdue in the last 24 months does not exceed 1 time, and the longest overdue days do not exceed 30 days;

4. The business entity under the applicant's name has a legal business license and signed and purchased a UnionPay POS machine;

5. Having corresponding asset strength and loan repayment ability;

6. Other conditions that meet the requirements of Minsheng Bank.

How did Minsheng Bank borrow money?

First, the specific qualifications of Minsheng Bank loan are:

1, with full capacity for civil conduct, and the borrower and his family have no bad credit records;

2. Own or control business units such as individual industrial and commercial households and small and medium-sized enterprises, and the business units have no bad credit records;

3. Family net assets are not less than 500,000 yuan in kind, such as houses and cars without loans;

4 engaged in production, operation and investment activities (including contracting and leasing activities), in principle, it is necessary to have more than three years of work experience in this industry, have a fixed business place at the location of Minsheng Bank and have been operating continuously for more than two years (inclusive);

5. In principle, it is necessary to have a permanent residence or valid residence status in the town where the Minsheng Bank institution is located, and have a fixed residence;

6. A personal settlement account has been opened in Minsheng Bank, and the borrower's business entity has an enterprise settlement account in Minsheng Bank.

Two, banks in handling loan business, especially cautious, pay attention to prevent and control loan risks. Because the investment guarantee company has certain guarantee funds, it has strong compensation ability and the credit rating of the guarantee institution is high.

Third, small and medium-sized enterprises can effectively share the loan risk of banks, which is conducive to enhancing the confidence of banks in lending to small and medium-sized enterprises, thus solving the problem of difficult loans for enterprises and banks, promoting financing and effectively promoting the development of the national economy.

Extended data:

As an intermediary, guarantee institutions play a bridge role. It not only acts as a bridge between banks and enterprises, but also examines enterprises, supervises enterprises and goes through relevant procedures on behalf of banks, thus actively and effectively serving banks and enterprises, giving them more manpower, financial resources and time to develop other businesses, thus effectively promoting their development.

It can be seen that the establishment of the guarantee system enables small and medium-sized enterprises to have a stable and reliable credit system, which is conducive to solving the problem of difficult loans for small and medium-sized enterprises to a certain extent and helping them alleviate the financial pressure. At the same time, it can help banks achieve the overall business objectives according to the "three characteristics" management principle of loans, and make bank loans safer and more effective.