Self-employed people have no problems such as basic bank accounts.

The company should follow the process of industrial and commercial name verification-obtaining business license-engraving-bank account opening-national tax registration-buying tax control machine and obtaining tax control plate.

Second, preferential policies

Self-employed individuals can enjoy less support and reward policies, while companies can enjoy various preferential policies of the state and regions.

III. Taxation

Generally speaking, the self-employed tax authorities estimate your sales according to their location, scale, number of employees, goods sold, etc., and then give tax, that is, pay a fixed amount of tax every month. However, if the regular invoice exceeds the set tax, the tax bureau will raise the tax. In addition, the industrial and commercial bureau will also levy industrial and commercial management fees.

Generally speaking, companies still pay more taxes than self-employed.

Iv. legal responsibilities assumed

If individual industrial and commercial households lose money in business, you are responsible for all debts yourself.

If a company loses money in business, it can apply to the court for bankruptcy protection. The debt repayment limit is the assets invested in the company. For example, when you register the company, the registered capital is 500,000 yuan, and you owe others 2 million yuan, you only need to pay back 500,000 yuan, which is protected by law.

V. Name

The name of the self-employed cannot have the word "company".

6. Opening branches

Generally speaking, a self-employed person cannot open a branch, and a self-employed person can only have one business place. However, local policies are different, and some areas are allowed. Please consult the local industrial and commercial tax bureau.

An enterprise can set up branches, which can use the company's name.

VII. Formulation of Articles of Association

Individual industrial and commercial households do not need articles of association when registering, while companies need articles of association when registering.

Eight, transfer or transfer

Generally speaking, the operators of self-employed households cannot be changed. If they want to change, they can only be family-run and change within the registered family members who participate in the operation.

Companies can transfer, which can be divided into general transfer and special transfer, internal transfer and external transfer, total transfer and partial transfer, agreed transfer and legal transfer, and other classifications.

IX. Cancellation Process

The cancellation of self-employed individuals is relatively simple, and the cancellation of companies is very troublesome.

X. Contract and Investment

Compared with the company, the self-employed enterprises have lower credibility and popularity, so they can't sign contracts in the name of their business licenses.

XI. Tax rate

Individual industrial and commercial households are not allowed to issue additional tickets at the tax rate of 17% by themselves (they can do it on their behalf), and only issue 3% ordinary tickets by themselves. The general taxpayer can issue an additional ticket of 17%, which can deduct the input tax on the purchased goods.