Secondly, the information is provided by the lender of the resettlement household. Original identity cards of the parties and their spouses. The original marriage certificate and the original household registration book of the party's marriage certificate. Property certificate, land certificate and other asset certificates. Proof of stable financial income or solvency of the borrower and its spouse. It is necessary to provide the resettlement agreement, the balance loan audit form approved by the government department, and the agreement to mortgage the resettlement property to the bank in order to better apply for resettlement property for them.
Moreover, the resettlement houses for the old and the young refer to the welfare houses supplemented by people in the reconstruction areas. In a few demolition schemes, this house is aimed at the 28-year-old unmarried youth in the collective, which is actually like a homestead. Distribution is only because there will be no homestead in the transformed area, so it is used as real estate compensation. There is a risk that outsiders cannot close their positions after collective purchase, or the other party defaults. This kind of transaction is not protected by law.
What you need to know is that the borrower applies to Shenmu Venture Loan Guarantee Agency to investigate its repayment ability. If you need to provide counter-guarantee, you should go through the counter-guarantee procedures. If it meets the requirements after examination, it shall issue a letter of guarantee and submit the borrower's information to the handling bank. The handling bank shall perform its audit duties according to law, sign guarantee contracts and loan contracts with guarantee institutions and eligible borrowers respectively, and issue loans to borrowers in accordance with the contract.