1 Local people apply for personal social security.
If you go to the local social security bureau to apply for social security, you can go directly to the local local tax bureau to buy social security, and the individual affiliated unit will apply for social security in the name of the human resources company. Individuals sign agency contracts with human resources agency companies, submit relevant materials, and pay social security fees and service fees. (Social insurance premium: composed of enterprise payment part and individual payment part), which is purchased by the unit to which the individual belongs, and the total social insurance premium is paid by the individual. The agency pays social security fees for individuals on a monthly basis.
Individuals can check the details of social security purchased by themselves on the social security bureau network (or local tax network) and get the social security card the next month (before). People who need to buy social security from affiliated companies: freelancers, entrepreneurs, flexible employees, temporarily unemployed or short-term workers. I want to buy social security from a human resources company in my own name, mainly because I want to enjoy: old-age insurance, maternity insurance and medical insurance.
There is also no work-related injury and unemployment insurance (both work-related injury and unemployment insurance are paid by the company for employees, but there is no labor relationship between the individual and the human resources company, and the agency company cannot prove that the individual has a work-related injury or is unemployed without his will). Anyone's unemployment insurance is unemployment against his will, such as enterprise closure, enterprise layoffs, enterprise failure to renew the contract and so on. Industrial injury insurance is also a state of working in a normal unit. Only when you are injured at work can you enjoy the treatment of industrial injury insurance.
2? Foreigners apply for personal social security.
Due to the continuous advancement of urbanization and the increase of population mobility, many foreigners are not as convenient as locals in handling social security. Non-locals can't buy social security directly from the Social Security Bureau, but can only buy social security for local employees through the way that enterprises buy for employees.
3 online processing:
At present, in order to make citizens enjoy more convenient services in the process of handling social security, some regions have launched personal social security business networks. Before opening the online social security business, an individual must apply to the local tax department for his online password with his ID card, and then he can open it at any time. Specific problems encountered in social security management can be obtained through the network, and there is no need to go to the local tax department to handle them.
Even if the social security certificate is issued, it can be handled online, and government departments can also confirm the authenticity of the social security certificate through the online social security certificate inquiry system of the local tax department. When individuals pay social security fees through the Internet, they should also obtain the debit card user number online and go to the bank to handle the entrustment procedures for bank card deduction.
Extended data:
According to the document, what we usually call "self-employed workers and freelancers participate in social insurance". In this way, the conditions for participating in the insurance are that, according to the documents, individual workers and freelancers with the ability to work within the working age stipulated by the state. The so-called individual workers refer to the employers and employees of individual industrial and commercial households; Freelancer refers to a person who gets legal remuneration by providing labor services during the period when he has not established labor relations with his unit.
In fact, there is only one premise: it must be the urban hukou of this city (only if there are files in the towns of this city can you keep your job or talents; Local employment agencies or talents in foreign towns can also apply for their own insurance through local employment agencies or talents; There is no file in the rural hukou, so it is temporarily impossible to apply for an insurance. If citizens still have questions about the handling of social security, they can go to the local social security bureau for consultation. After all, there will be some subtle differences in the process of handling social security. At the same time, citizens should have a sense of self-protection, and companies that do not handle social security for citizens must report it.
It is very necessary for individuals to participate in social security and get the most basic social security. So what are the precautions for individuals to participate in social security? The following is a detailed introduction to this part of the problem.
1, you can only participate in pension, maternity and medical insurance, but you can't participate in work injury and unemployment insurance.
2, the insured for the first time to pay 6 months after the occurrence of serious illness medical expenses, can enjoy the treatment of serious illness medical insurance. The insured who participates in medical insurance for serious illness must pay the fee continuously without interruption. If it is not paid within three months, it shall be regarded as intermittent payment. If the payment has been continuous for 5 years before the interruption and the medical expenses for serious illness have not been reimbursed, the time before and after the re-payment will be calculated continuously; If the payment is less than 5 years or over 5 years, but the medical insurance for serious illness is enjoyed, when the payment is made again, the medical expenses for serious illness occurring after 6 months shall enjoy the medical insurance for serious illness according to the provisions of these measures. Moreover, if the one-time hospitalization expenses only exceed 1300 yuan, the outpatient and emergency expenses will not be reimbursed.
3. If you don't use the 18 ID card when handling the "medical insurance debit card" of the bank, please change it at the bank in time and register with the employment agency or talents, otherwise the social security center will not be able to transfer money normally.
4. Ensure that the deposit in the "medical insurance debit card" of the bank is sufficient for deduction, and there is at least a balance of 10 yuan after deduction.
5. Please receive the "Medical Insurance Manual of this Municipality" within 2 months after completing the insurance procedures. If you haven't received the medical manual for more than 6 months, you need to reapply (it takes 1-2 weeks).
6. Every April, the insurance base will change, and the cost will also change. It is suggested that the balance in the bank's "medical insurance debit card" should not be lower than that in 400 yuan before April every year, and you can go to the bank to print the statement at the end of April to understand the payment standard for the new year.
7. Personal archivists are in arrears in the first and second months of three consecutive months. According to the policy, the basic medical care in the second and third months was temporarily suspended. For example, before 10 of the last month of the third month of continuous payment, the suspended medical insurance benefits will be resumed after all the expenses are paid.
8. For personal reasons, if you fail to deposit enough cash in the bank's "medical insurance debit card" before 10 for three consecutive months, and you are in arrears for three consecutive months, the medical insurance benefits will be automatically interrupted, and the signed Agreement on Individual Entrusting Archivists to Pay Basic Medical Insurance Fees and Large Medical Mutual Fund will automatically become invalid.
9. After three months of continuous arrears and medical insurance interruption, if the archiving individual wants to continue to participate in the insurance, he/she needs to hold the medical insurance manual and the debit card statement issued by the bank, and go to the center to re-sign the Agreement on Personal Entrusting Archivists to Pay Basic Medical Insurance Fees and Large Medical Mutual Fund.
10, the basic medical insurance handled by the personal archivist is only responsible for the medical expenses incurred by the insured within the validity period of the medical insurance. The minimum payment for the first hospitalization in the same natural year is 1.300 yuan, and the minimum payment for the second hospitalization (including the second hospitalization) in the year is 650 yuan. The top line of the basic medical insurance co-ordination fund is 70,000 yuan in a natural year, and the maximum payment limit of the large medical mutual fund is 654.38+10,000 yuan in a natural year. The minimum reimbursement rate of the basic medical insurance pooling fund for the above part is 85%. Within one year, the accumulated medical expenses exceed the cap of the basic medical insurance fund (70,000 yuan), and 70% of the large medical expenses are paid by the mutual fund, and the personal burden is 30%. Outpatient service is not covered by reimbursement.
1 1. To enjoy medical insurance benefits after retirement, the cumulative years of actual payment and deemed payment before retirement must reach 25 years and 20 years respectively.
References:
Baidu Encyclopedia-Personal Social Security