Postal savings loans are not targeted at individuals, but only at individual industrial and commercial households, which means you need a business license.

Here are some reference materials, please have a look first.

There are three types: merchant joint guarantee, merchant guarantee and personal business.

The first two types are not mortgaged, and the business needs to be mortgaged. The maximum mortgage is 6,543.8+0,000, and the unsecured mortgage is 6,543.8+0,000.

Business license, tax registration, marriage certificate (single certificate), ID card (both parties), rental agreement (for those who run that place, their own house book), guarantee to issue income certificate, and UNPROFOR needs three households to go to the loan together.

If it is a limited liability company, in addition to the above things, it is more troublesome to go through the registration procedures.

In addition to the above materials, you also need a half-year household registration book and your bank statement.

The loan can be released in three days without mortgage, and it takes about 15 days to mortgage other items.

Unsecured 1 minute 275, with equal principal and interest for up to one year.

6% and 25% of the mortgage will be used for five years of equal principal and interest.

If you are in a hurry, you can apply for a secured loan from the local commercial bank (it is not easy to borrow, but the interest rate is very low, above 5%).

If you are in a hurry, you can get a mortgage loan from a local credit cooperative for seven days (be careful not to evaluate all of them, let him evaluate some).

Also, if you are not in a hurry, you can get two credit cards and overdraw back and forth (virtual shopping), which is the best.