The old-age insurance standard refers to a standardized norm, which clearly stipulates the calculation method and payment ratio of old-age insurance. Social endowment insurance for urban residents is an endowment insurance system covering non-employees with urban household registration. This system, together with the urban workers' endowment insurance system and the new rural social endowment insurance system, constitutes the social endowment insurance system in China. I. Calculation method of payment amount (1) The payment amount of an enterprise = the approved total wages of enterprise employees × 20%; Individual contributions of employees = approved payment base × 8% (currently 8%) = total wages of employees × 60% ~ 300% × 8%. (two) individual workers (including individual industrial and commercial households and freelancers) payment amount = approved payment base x18%. For example, in April 2003, Hebei Province announced that the average social wage of the whole province in 2002 was 747 yuan per month, so the payment base can be selected between 747-224 1 yuan (that is, the average social wage of the whole province of 747 yuan per month is 100%-300%). The minimum annual payment is 747×18 %×12 =1613.5 yuan, and the maximum is 2241×18 %×12. 2. The proportion of payment is divided into two categories: enterprises and individual employees: (1) All kinds of enterprises pay 20% of the total wages of employees, and employees pay 7% of the individual payment base (7% in 2003, increased by one percentage point two years later, and finally reached 8%). The part paid by individual employees shall be withheld and remitted by the enterprise. (2) Self-employed workers, including self-employed industrial and commercial households and freelancers, shall pay 18%, which shall be borne by themselves. Third, the cardinal number is determined. The approved payment base is based on the average social wage of employees in Hebei Province last year (referred to as the provincial social wage). (a) the wage income of enterprise employees is lower than 60% of the province's social wages, and the payment base is approved by 60%; If it is higher than 60% of the provincial social wage, the payment base shall be approved according to the actual wage income, but it shall not be higher than 300% of the provincial social wage. (two) individual workers can independently determine the payment base within the scope of more than 300% of the province's social wages. Four. The latest payment standard: 20 18 pension insurance is specifically adjusted as follows: the individual payment standard is 1200 yuan, 1680 yuan, 2 160 yuan, 2520 yuan per person per year, and the insured can choose the payment standard independently. District, district (town) two levels of financial subsidies by age (excluding overdue). The subsidy standard is: for men under 45 years old and women under 40 years old, each person will subsidize 300 yuan every year; Men over 45 years of age and under 55 years of age, women over 40 years of age and under 50 years of age, each person will be subsidized by 360 yuan every year; Men over the age of 55, women over the age of 50, 420 yuan per person per year. Age is subject to the end of the year of payment. V. Payment of Endowment Insurance According to the provisions of relevant social security laws and regulations, payers who meet the social security premium payment and wholesale payment policies may apply to the social security department for payment and wholesale payment procedures. The payer (individual) who applies for supplementary payment and wholesale payment business shall go through the relevant procedures of supplementary payment and wholesale payment at the social security department. After the social security department successfully handles the relevant business, the payer (person) shall pay the fee to the competent tax authority within five working days with the overdue notice issued by the social security department. The above is the relevant content of the latest pension insurance payment standard in 2022.

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If the insured person of old-age insurance reaches the statutory retirement age but the payment is less than 15 years, it is necessary to delay the payment until the payment is over 15 years before going through the retirement formalities and receiving the pension. Now, some insured people can choose to pay in one lump sum. The public information network of Chongqing Municipal Government issued "Opinions on the insufficient payment period of employees' basic old-age insurance when they reach the statutory retirement age 15". The handling opinions specifically involve two situations: those who have been insured and paid before June 30, 201year, those who have reached the age of 60 for men, 55 for women, and less than 15 for years of payment, can pay in one lump sum to 15 for years of retirement. The basic pension is paid monthly from 20 1 1 to July 1. For the insured who have applied for insurance and paid before June 30th, 20 1 year, and reached the statutory retirement age on or after July 60th, 201year, and the payment period is less than 15 years, the payment can be extended to 15 years. If the deferred payment is still less than 15 years after 5 years, it can be paid in one lump sum until the expiration of 15 years, and the basic pension will be paid from the month after the payment is completed. "This is mainly because these employees failed to pay in time due to various historical reasons, and the policy was relaxed." According to the relevant person in charge of the Municipal People's Social Security Bureau, except for the above two groups of people, other insured persons still follow the old policy. That is to say, those who are insured to pay fees on or after July of 201year, and whose payment period is less than 15 when they reach the legal retirement age, can extend their payment to 15, go through the retirement formalities, and pay the basic pension from the month when they are approved to retire. What are the one-time payment methods and standards? Based on the average wage of employees in urban economic units in this city last year when the insured pays in one lump sum, the insured voluntarily chooses the basic old-age insurance payment base according to his identity in our city and pays it according to the proportion of 20%. When reaching the statutory retirement age, if the insured person is unwilling to postpone the payment or make a one-time payment, he can apply for transferring the basic old-age insurance for employees to the social old-age insurance for urban and rural residents and enjoy the corresponding old-age insurance benefits after the relevant regulations are promulgated by the state; I don't want to postpone payment or one-time payment, and I don't want to transfer to social endowment insurance for urban and rural residents. I can apply in writing to terminate the basic endowment insurance relationship for employees.