Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet, and banks use network technology.

Provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, intra-bank transfer, inter-bank transfer, credit, online securities, investment and wealth management through the Internet, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.

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The precautions for online banking are as follows:

1, avoid using search engines.

Get the website of online banking from regular banking outlets and keep in mind that when logging in to online banking, try to avoid using third-party channels such as search engines. Because some fake online banking websites are likely to be hidden in the search results, once you click enter, you are likely to fall into the trap unconsciously.

The best way is to register the correct online banking website in the browser's favorites, and all future visits will be entered by clicking the link in the favorites to ensure that you will not visit the wrong website.

2. Set mixed password and double password.

The password setting of online banking should avoid being related to personal data. It is recommended to use a mixed password of numbers and letters to improve the difficulty of password cracking and keep it properly. The transaction password should be avoided as much as possible.

3. Check the transaction records regularly.

Check the business records such as transfer and payment handled by online banking regularly, or customize the notice of account change through SMS to keep abreast of account changes.

4. Keep the digital certificate properly.

Avoid using online banking on public computers to prevent confidential information such as digital certificates from falling into the hands of others.

5. Be wary of email links

Generally, online banks will not send out "system maintenance and upgrade" tips by e-mail. In case of major events, the system will suspend service and the bank will announce customers in advance. Therefore, when you receive a similar email, you should be careful of fraud. Once the information is found stolen, you should immediately modify the relevant transaction password or report the loss of the bank card.

Baidu Encyclopedia-Online Banking