1, dollar sign
Handfeel identification: the four-corner denomination figures of real money are touched by hand, which has obvious concave-convex feeling, while the fingerprints of counterfeit money have no concave-convex feeling.
Needle-picking identification: the blank space of the real dollar face contains tiny red and blue fiber yarns, which can be picked out with the needle tip. There is no red and blue fiber yarn on the fake dollar, but only the imitation fiber yarn which is inseparable from the paper is printed on the surface, although it can also be picked out with a needle.
However, the material of false fiber silk is different, and there is no fluorescence reflection when examined under purple light.
Wipe identification: the green emblem and numbers on the right side of the genuine yuan ticket will leave obvious green marks on the paper after being wiped hard on the white paper. Although there are traces after rubbing on fake dollars, they are not obvious.
Texture identification: Zhenyuan is a special paper for printing banknotes, made of cotton and linen fibers. The texture is tough and straight, and it can make a snapping sound with a flick of your hand, while the fake dollar has no sound.
Color identification: the figures, images, characters and lace on the front of the real element are printed with black ink containing magnetic substances, which is bright and eye-catching, while the fake element is printed with inferior ink, which is very different from the real element.
Portrait recognition: Real dollar portraits have bright eyes, while fake dollar portraits have dim eyes and blurred lines.
The United States has issued a new version of banknotes, adding many advanced anti-counterfeiting functions to the old version. Can be identified from the following aspects:
Red and blue fibers are added to the banknote paper, and the main images, patterns and characters on the front and back are extremely concave and convex when touched by hand.
A safety line (plastic strip) vertically embedded in the paper on the right side of the portrait shows the continuous words "USA50" and a small flag when facing the light, and the safety line has yellow fluorescence under purple light.
On the right side of the bill (the back is the left side), you can see the portrait watermark of President Grant.
The denomination number "50" is printed in the lower right corner of the front of the banknote with color-changing ink. When the bill is tilted up and down, the number will change from copper to green.
2. Dollar exchange
You can exchange US dollars in major domestic banks (such as Bank of China, Industrial and Commercial Bank of China and China Construction Bank). If the quantity is too large, you need to make an appointment in advance.
When you arrive, you'd better change some change for the bus. If you want to take the city bus, you must prepare coins.
Almost all vending machines accept 1 yuan banknotes, and a few accept 5 yuan banknotes. Small restaurants and shops do not accept large bills ($50 and 100).
Exchange points are mainly concentrated in the city center and airports. Many banks also provide foreign exchange services.
If tourists have CCB's Ledangjia wealth management card, congratulations, because CCB and Bankof.
The United States is a sister bank, and cardholders can withdraw cash directly from any ATM in BOA, USA, without any handling fee, but there is a limit of $2,000 per month.
3. UnionPay
At present, nearly 90% ATMs in the United States can use UnionPay cards to withdraw US dollars in cash, all over the United States. The ATMs of some banks, such as Citigroup, provide convenient Chinese interfaces.
Cardholders can withdraw cash from ATMs with UnionPay logo, most of which have pulse logo and star logo. UnionPay cards can avoid carrying a lot of cash, provide password authentication and ensure personal and financial safety.
Overseas use of UnionPay cards to withdraw money from ATMs, according to the regulations of the national competent authorities, the daily cumulative withdrawal of UnionPay debit cards from a single card does not exceed the equivalent foreign currency of RMB 654.38+0,000, estimated at the exchange rate of RMB 654.38+0: 7, which is about US$ 654.38+0,400;
Please consult the issuing bank for the daily withdrawal limit of UnionPay credit card. Some ATMs set a single withdrawal limit (ranging from several hundred dollars to 800 dollars). In this case, you can withdraw money several times, as long as the accumulated amount does not exceed the daily limit.
According to the laws of most States in the United States, many ATMs in the United States will charge ATM service fees (ranging from $65,438 +0.5 to $3 per transaction), which are charged by local banks in the United States and have nothing to do with UnionPay and the issuing bank.
At present, Citibank, East-West Bank
Cathay Pacific Bank, PNC Bank
Atms of branches such as banks do not charge ATM service fees). Please pay attention to the ATM charge prompt when withdrawing money.
When swiping the card, it will be settled in RMB, and UnionPay will convert the local currency amount consumed into RMB, and the bank will deduct the cardholder's RMB account accordingly. The exchange rate is the selling price of the Bank of China in US dollars on that day.
According to American practice, many businesses do not stick cards to organize logo. Even if the UnionPay logo is not affixed, all merchants with password keyboards can basically use UnionPay password debit cards. You can also ask the cashier if you can use a debit card.
" PINbasedDebitCard "？
4. Credit card
Visa and MasterCard are widely accepted by American businesses.
Most merchants accept express delivery, and many big merchants also accept UnionPay cards, such as Apple Store, Macy's, 2 1 Department.
Shop).
The specific list of accepted merchants can be found in official website, China UnionPay.
5. Tip problem
Tips are not necessarily included in the bill. Traditionally, a tip of 15-20% is added when paying in restaurants or taxis, and a tip is also required when taking taxis if there is luggage in the back seat.
Hotel bellboy can tip at the standard of $65,438 +0-2 per package, and room cleaner can tip at the standard of $65,438 +0-2 per day or $5-65,438 +00 per week.
Barbers and beauticians should also tip, but there is no need to tip salespeople and laundries.
If you don't tip, you are extremely dissatisfied with his or her service.
If there is nothing wrong with the service itself and you don't tip, you may be refused service next time.
6, sales tax/tax rebate US shopping tax rebate strategy
The sales tax on goods and services varies greatly from state to state.
Alaska, Delaware, Montana, New Hampshire and Oregon do not charge sales tax, so these states have become popular shopping destinations.
What we usually call tax refund refers to the refund of consumption tax.
Some states, such as New Jersey, Minnesota and Pennsylvania, do not levy clothing sales tax.
Some states have a price ceiling for duty-free clothing, which usually excludes ornaments, sporting goods and decorative clothing.
China's national sales tax ranges from 3% to 7.5%.
No, wait, but counties and cities can levy additional sales tax.
Therefore, if you buy in large quantities, the sales tax is worth asking in advance. Sales tax will also be printed on your sales receipt. )
The US government will not refund sales tax to international tourists. The sales tax levied in the United States is paid to the States, not the federal government.
If you buy large items such as cars and intend to export them, you should contact the IRS.
The state tax authorities can tell you the standard for the state to refund any sales tax.
Louisiana and Texas offer duty-free shopping for international tourists.
After explaining so much, I believe everyone has a clue ~