It's not that you don't need to return it, but that you don't return it ... Yes, it must be illegal. ....

In addition, banks have the right to seize the assets of mainland debtors.

2. Can Hong Kong people buy a house in the Mainland with a mortgage?

Natural persons from Hong Kong, Macao and Taiwan who have the right of abode in Chinese mainland and full capacity for civil conduct may apply for mortgage purchase.

I. Conditions for applying for mortgage loans

1,1natural person aged 8-60 (Hong Kong, Macao and Taiwan and foreigners are also allowed)

2. Have a stable occupation, stable income and the ability to repay the loan principal and interest on schedule.

3. The borrower's actual age and loan application period shall not exceed 70 years old.

Second, the application materials for mortgage loans

1, ID cards of both husband and wife, household registration book/temporary residence permit, and household registration book for foreigners.

2. Two copies of marriage certificate/divorce certificate or judgment/single certificate.

3. Proof of income (format stipulated by the bank)

4. Copy of the business license of the unit (with official seal)

5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.

6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.

Third, special circumstances.

1 From Taiwan Province Province

Mainland travel permit (Taiwan compatriot certificate), household registration vine (which can prove marital status), approval form for purchasing a house in Beijing, and mortgage notarial certificate (entrusted to handle later house purchase and mortgage registration).

2. Hong Kong people

Hong Kong identity card, marriage certificate and mortgage notarial certificate (entrusted to handle the later house purchase and mortgage registration)

3. Koreans

Notarization of Chinese translation of passport, Chinese translation of name, Chinese translation of household registration book (which can prove marital status), notarization of mortgage (entrusted to handle the later house purchase letter and mortgage registration)

4. Other nationalities

Notarization of Chinese translation of passport, Chinese translation of name, Chinese translation of marriage certificate, and notarization of mortgage (entrusted to handle later house purchase and mortgage registration)

Hello, can a mainland account go to Hong Kong for a loan? Say in detail

cannot

Hello, can I get a loan from Hong Kong for my account? Say in detail

As long as it can convince Hong Kong banks or companies that arrogant people don't "suffer", it's OK. For example: 1. If you can find _ _ good friends and friends from Hong Kong can be sponsors, you can go to _ _ company _ (the interest is generally higher than _ _). _ Note: The guarantor is different from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _. I have something to mortgage in Hong Kong. At present, the mortgage ratio of Hong Kong's property is about 500 yuan's market value with property, 50% with mortgage (_ _) and 30~2.8% with market value of property 1000 yuan or more. Every bank is different, and it is better to have more than _ _. 3. In the _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Note: The hand _ _ _ is very high! If France identifies its friends and sponsors in Hong Kong, the possibility of local people making money in Hong Kong is very low.