Under such a severe background, how should we avoid our own professional risks and take a good career path? The following are some ideas I learned from my own experience and share with you.
First, the "source" of financial professional risks: legal risk awareness.
As financial personnel, while improving their professional knowledge, they should also actively improve their legal awareness and know the scope of risk responsibility.
The following are some crimes related to financial work compiled by everyone:
1. False report of registered capital
2. False capital contribution or withdrawal of capital contribution
3. Obstruct liquidation
4. False bankruptcy
5. Concealing and intentionally destroying accounting vouchers, accounting books and financial reports.
6. Tax evasion
7. Refusal to pay taxes
8. Evade the recovery of tax arrears
9. defrauding export tax rebates
10. Falsely issuing special VAT invoices and invoices for defrauding export tax rebates and tax deduction.
1 1. False invoice
12. Forge and sell forged VAT invoices.
The above content is the bottom line of the behavior that the law explicitly prohibits touching. When defining relevant responsibilities, the law can be divided into three situations:
1. Mandatory: sufficient evidence can be exempted.
2. Initiative: It is natural not to go to jail.
3. Unconsciousness: Ignorance is fearless, and ignorance is inevitable.
Therefore, at work, the legal bottom line must not be touched, and at the same time, all kinds of evidence should be kept in the work, which is also the best way to protect yourself.
Second, the "fate" of financial occupational risks: finding a reliable job
It is wise to actively avoid high-risk companies in job interviews.
Unreliable companies usually have the following characteristics:
1. The boss has a personality problem.
2. The boss has poor risk awareness and weak legal awareness.
3. The business you are engaged in is illegal or on the verge of illegal.
4. Two or more accounts in an attempt to evade taxes.
5. Buy without a ticket and buy an invoice.
6. Many sales are not invoiced and taxed.
7. Inventory books are seriously inconsistent.
Companies with the above characteristics suggest taking the initiative to eliminate them in job interviews. In order to avoid laying mines for your future career path.
Third, the financial occupational risk "industry": accounting
Accounting is based on real business. Only invoices can't prove all the facts. We should cultivate the consciousness of perfecting the evidence chain in our work.
For some special businesses, non-invoice can be recorded as real business, but non-invoice expenditure should be adjusted when income tax is settled. There is nothing wrong with not having an invoice, because there is something wrong with not having a ticket and taking the trouble to buy an invoice.
Fourth, the "wealth" risk of the financial profession: the risk of fund management
The common problem of small and medium-sized enterprises is that the internal control process is not perfect, and it is difficult to prove the payment after the boss speaks. Regardless of compliance or not, everything is done according to the boss's requirements, and the responsibility needs to be borne by yourself.
Therefore, at work, the relevant payment and reimbursement documents must be signed by the leaders. Remember at work: eat more vegetables, talk less, and don't sign indiscriminately.
V "tax" of financial occupational risks: tax risks
Everyone who works in finance knows that real-name registration system is responsible for what you do. You must remember to change your name when you leave. If you don't change your name, there will be endless troubles.
6. "Prevention" of financial occupational risks: The key is to save your life.
1. There is handover when you join the company. Don't move the previous account, and the handover information will be kept permanently.
Remember to report the problem in writing after the handover, leaving evidence to prove that it has nothing to do with you.
2.？ Keep money-related things to yourself, let others sign more and less, don't sign irrelevant things, and don't help if nothing happens.
3. I have also handed in my resignation, and the responsibilities behind it are never related. Handover materials shall be signed and kept in writing. ? A. When the company's information system is removed, the operation authority is completely eliminated.
B. The tax system is well-known, and the unit does not cooperate with the complaint within 30 days after leaving the company. C. Sign the handover list, and the legal responsibility will be clear from now on.
To sum up, the fundamentals of occupational risk prevention for financial personnel are: continuous learning, improvement of professional ability, and enhancement of legal risk awareness.