A better platform for using business license loans: business license loans can be applied not only in banks or financial companies, but also online. At present, there are many business license loans on the Internet, including: Dianrong Food Loan, Agricultural Bank Micro-credit Loan, Weizhong Bank Micro-enterprise Loan, China Construction Bank Understand You, and Douxin Loan. Among them, Agricultural Bank of China Micro-credit, which is a business license loan business launched by Agricultural Bank of China, can be applied by borrowers through online banking and mobile banking as long as it is provided for small and micro enterprises. At present, the maximum loan amount of Agricultural Bank of China Micro-Agile Loan is10 million, and the loan life is 12 months. You can refer to it. The above contents are for reference only, and we don't make any loan suggestions. Online lending is risky, so you should be careful in your choice! Before, I was also in need of business turnover. I used several products. My first application was for a small amount of money (formerly Baidu Finance), which was just 10W (the maximum platform support was 20W), and the interest was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them were put forward and divided into 12 periods. Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of arrival do not require any fees.

Small full-have money to spend (second batch) Click online measurement.

Pay special attention to the amount of money spent: 1, and withdraw it as soon as possible after the amount of money is spent, because the amount may become invalid after a long time. 2. It's best to withdraw the cash in full at present, because I read other people's posts that if you withdraw too little, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), which will lead to rejection in the withdrawal process, and at least 60% is safer. Anyway, Baidu Finance supports free prepayment. If it is not needed in a few months, you can choose to settle it in advance. How long the interest will take, there is no loss for us. Let's make sure to mention it first. My second application was for 360 IOUs. After all, they are all big platforms, so I applied first. The quota is 5.5W, and the interest is similar to the money spent.

Second, I am a self-employed, my business license is not full 1 year, I need money urgently, and I want to borrow 50,000 yuan. What network? ...

Small loans;

I. Product target

Individual industrial and commercial households (operating for more than half a year) and legal representatives or shareholders of limited liability companies (less than 5 people).

Second, the product term and amount

The loan term is 1- 12 months, 1 10,000 yuan-200,000 yuan, and the minimum change unit is 10000 yuan.

Personal business loans;

I. Product definition:

Short-term and medium-term business loans granted to small private entrepreneurs (natural persons) with real estate as collateral.

Second, the loan object:

1. Participate in production and operation: self-employed and wholly-owned enterprises must be legal representatives, partners or shareholders, with more than 30% of the shares;

2. Legal business procedures: business license, tax registration certificate and organization code certificate;

3. Operating period: generally 12 months, and if the credit status is particularly good, it can be relaxed to 6 months;

4. Individual industrial and commercial households; Sole proprietorship; Partner of a partnership; Shareholders of limited liability companies

Iii. Credit line:

1. At present, the maximum amount is 3 million yuan, which is determined according to the actual situation in all regions of the country;

2. Mortgage 60% of the value of real estate assessment or the credit standard of the Head Office;

Third, how to apply for a loan for a business license

1, the loan applicant's office must be fixed and have a local business license for one year;

2. Bring your personal ID card information, raw materials and the profitability form of the enterprises you operate in recent years to the bank to clearly apply;

3. Wait for the test and audit results of the bank;

4. Sign a contract with the bank, and the bank will distribute loans according to the contract.

A business license is a certificate issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in a certain production and business activities. Its format shall be uniformly stipulated by the State Administration of Market Supervision.

The registered items are: name, address, person in charge, amount of funds, economic composition, business scope, business mode, number of employees, business period, etc. The business license is divided into original and duplicate, both of which have the same legal effect. The original shall be placed in a conspicuous position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred.

Without a business license, industrial and commercial enterprises or individual operators are not allowed to start business, and they are not allowed to carve official seals, sign contracts, register trademarks or advertise, and banks are not allowed to open accounts.

On September 28th, 20 18, the first batch of 1 business licenses and1production licenses for industrial products in different places in China were born in G60 Science and Technology Corridor in the Yangtze River Delta. From March 20 19 1 day, the new version of the business license will be launched nationwide. On April, 20 19, the Beijing Municipal Market Supervision Administration and other six departments issued the Notice on Improving the Efficiency of Enterprise Start-up, which showed that the applicant handled the business through the "e-Window" platform, and the market supervision department approved it within 1 day and issued an electronic business license to the enterprise. Other matters were completed in parallel within 24 hours, and the enterprise completed in 2-3 days.

Second, the difference between the original and the copy

The original and copy of the business license have the same legal effect, and there is no difference in essence. If we talk about the difference, it is just a form of appearance. In terms of use, the original is "must be hung" in an obvious place in the business premises, otherwise you may be punished for not hanging the license; Copies are generally used for going out to handle business, such as handling bank account opening license, enterprise organization code certificate, tax registration certificate, signing contract and so on.

Third, the new license

From March 20th 1 9th1day, the new version of the business license will be launched nationwide. All kinds of market entities that have been approved by the registration authority to establish, change their registration and reissue their business licenses will be issued with new business licenses. All kinds of market entities that existed before may continue to use the original business licenses or apply for renewal of the new business licenses.

The new version of the business license will print the national emblem, border, title (business license), website of the national enterprise credit information publicity system, official seal of the registration authority, year, month and year, supervised by the State Administration of Market Supervision, etc., and print the unified social credit code and number, the name and content of the recorded items, QR code and other contents, among which the copy will be printed face to face with the annual report prompt. On March 1 2022, the Regulations on the Administration of Market Entity Registration (hereinafter referred to as the Regulations) came into effect. On March 10 that morning, Zhang Yun, the legal representative of Anhui Yinchen Trading Co., Ltd., received the business license in the government hall of Baohe District, Hefei, which was the first business license issued by our province after the implementation of the Regulations.

4. Which loan is easier to borrow, the company business license or the individual business license?

The company's business license is mainly aimed at corporate loans (the shareholding system also depends on the qualifications of shareholders), and individual business licenses are generally corporate personal loans. Looking at these two terms, they can be simply understood as corporate loans and personal loans. Of course, if you are an office worker in a large enterprise, you only need your ID card, work certificate and income certificate to make personal loans, which does not involve the company's business license. If you are a corporate loan, you must assess your company's overall qualifications and the amount will be higher!