1. Income certificate, original ID card and original household registration book of the loan applicant;
2. If the husband and wife borrow money, they also need the original marriage certificate, spouse ID card and household registration book.
How to divide the marital property shall be handled in the following ways:
1, the principle of gender equality;
2. The principle of protecting the legitimate rights and interests of women and children;
3. The principle of taking care of the innocent party;
4. The principle of respecting the wishes of the parties. If there is an agreement between husband and wife and the agreement is legal, it shall be handled according to the agreement. If the agreement circumvents the law or is invalid, it shall be regarded as * * * * property;
5, beneficial to production, convenient life and other principles.
The same debt of husband and wife is determined as follows:
1. Debts with the same meaning signed by both husband and wife or ratified by one of them afterwards shall be deemed as debts of husband and wife.
2. The people's court shall support the debts incurred by one of the spouses for the daily needs of the family in their own name during the marriage relationship, and the creditors claim their rights on the grounds that they belong to the same debt of the husband and wife;
3. The people's court will not support the debt incurred by one of the spouses in his own name during the marriage relationship that exceeds the daily needs of the family. If the creditor claims the right on the grounds that it belongs to the same debt, the people's court will not support it, except that the creditor can prove that the debt is used for the life, production and operation of the husband and wife, or because the husband and wife have the same meaning.
To sum up, the documents required for husband and wife loans include their own identity certificate, household registration book, marriage certificate, business license, tax certificate, cash flow, business status and other related certificates; A loan application signed by the borrower; Property * * * Someone agrees with the loan opinion; Proof of the borrower's stable residence.
Legal basis:
Article 667 of the Civil Code of People's Republic of China (PRC)
A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 1064
The debts incurred by both husband and wife after the same signature or ratification by one party, and the debts incurred by one party in his own name for the daily needs of the family during the marriage relationship, belong to the same debt of husband and wife.
Debts incurred by one spouse in his own name during the marriage relationship that exceed the needs of family daily life are not joint debts of husband and wife; However, the creditor can prove that the debt is used for the husband and wife's life, production and operation, or based on the same meaning of both husband and wife.