1. handle the industrial and commercial registration according to law and obtain the business license and effective annual inspection procedures. Special industries must hold the business license or business license issued by the competent department.
2. Hold a loan card approved by the central bank and passed the annual inspection, and an organization code certificate issued by the technical supervision department and passed the annual inspection.
3. Open a deposit account in China Agricultural Development Bank, voluntarily accept the credit management of China Agricultural Development Bank, abide by the credit and abide by the contract. The personal credit status of business owners, operators and major shareholders is good, and there is no violation of laws and social ethics.
4. Have a legal and stable source of income or subsidies, and have the ability to repay the principal and interest on schedule; The main financial indicators such as the asset-liability ratio of corporate meet the requirements of China Agricultural Development Bank.
5. Provide guarantees that meet the specified conditions.
6. For projects applying for fixed assets loans, the self-owned funds shall not be less than 30% of the total project investment.
7. Other conditions required by China Agricultural Development Bank.
Data expansion
China Agricultural Development Bank is a central financial enterprise and the only agricultural policy bank in China directly under the State Council. Established in June 1994 1 1. The main responsibility is to abide by national laws and regulations.
The Ministry of Finance of People's Republic of China (PRC) and State Taxation Administration of The People's Republic of China recently issued the Notice on Preferential Business Tax Policies for Agricultural Loans of China Agricultural Development Bank, specifying that 20 16 1 to 20 18 12 3 1 provide agricultural loans to the head office and its branches of China Agricultural Development Bank. Including agricultural and rural infrastructure construction, water conservancy construction loans, rural land circulation and large-scale business loans, farmers' centralized housing construction, rural human settlements construction, and agricultural shantytown renovation loans, business tax is levied at a reduced rate of 3%.