1, you can't just earn more, you have to turn these assets into long-term stable income in the future. The most stable investment is insurance, annuity insurance.

2. Why should I configure annuity insurance? Because insurance policies can take us through time and take care of ourselves in the future. There is only one person who can take care of you when you are old, and that person is yourself when you are young.

3. Annuity insurance is to prevent longevity risk. The longer the life annuity lasts, the higher the total annuity payment. Annuity insurance is called "cash flow is like life" to avoid the phenomenon that "people are alive and money is gone".

4, you can hardly find it, dare to write the fixed survival fund into the contract, and guarantee to receive the wealth management products for life. And life-long pension annuity insurance can do it.

5. Safe cash flow is an important attribute of life insurance in tax planning. High-net-worth customers use the legal characteristics of life insurance to create risk reserves through allocation timing, policy structure design and large policy loans.

6. The purpose of allocating life annuity is not to earn high returns and maximize profits, but to balance the relationship between wealth and life with legal contracts. Ensure timely, stable and continuous cash flow through legal means until a hundred years.

7. Whether prepared or not, risks still exist; Do a good job in risk management, it is better to ask for help than to ask for help.

8. People may not get sick, but they will get old.

People may not make money when they are old, but they will certainly spend money;

Money spent when people are old must be saved when they are young. Pension money must be: earmarked, not misappropriated, safe and reliable, capital preservation and value-added.

9. Life annuity insurance is a "gift" for your future.

Is to exchange today's idle funds for tomorrow's fixed income; It is a way to exchange short-term payment for long-term income tomorrow. This gift is called "Happiness ATM".

10, old-age care is not only the focus of the elderly, but also a realistic problem that young people gradually begin to worry and think about. Having money now doesn't mean that their future life is guaranteed. Annuity insurance can preserve and increase the value of the money you earn in the future. And after retirement, you can receive a certain amount of cash as a supplement to the pension, which provides a guarantee for a stable and happy old age.

1 1. Annuity insurance is used to solve "uncertainty", such as the uncertainty of life (longevity needs more funds).

Uncertainty of investment (safe and fair exchange)

The uncertainty of marriage (protecting personal assets)

Uncertainty of property (reasonable debt isolation)

Uncertainty of inheritance (designated beneficiary function)

Uncertainty of tax burden (tax exemption for insurance claims)

12. Annuity policy has magical "locking" function:

Lock the object of annuity use

Lock in long-term interest rates

Lock the lifetime collection period

Lock in continuous cash flow

Lock in the beneficiaries of wealth inheritance

13. The essence of retaining life annuity insurance is to establish sufficient passive cash flow. Even with white hair, there is a lifelong supplementary pension.

14. Annuity insurance is an investment that can "span economic cycles" and will span several economic cycles during the period. Its income will not reach the level of a bull market, but it can ensure that the insured can obtain relatively objective income in a low-interest environment.

15, retirement will be a kind of enjoyment only if the pension reserve is sufficient; If the pension reserve is worrying, after retirement, you will lose a stable source of income and the money in your pocket will only be spent. The pressure in retirement may be even greater than at work.

16. No one knows what the future social security and medical insurance will be like (or how much we will spend on medical care after retirement).

Everyone should set their own retirement savings goals according to the existing information, and need to carefully leave room for future uncertainty.

17, force yourself to save a sum of money every year, and you will find that your quality of life does not have much impact. But if you insist on saving money, it will be a considerable savings under the effect of accumulated compound interest.

18, annuity insurance has seemingly "defects", which can help us achieve some special goals, such as asset security, isolated inheritance, preventing fund abuse, solving longevity risks and so on.

19, the unique advantage of annuity in security has become a rare good choice for defensive assets: capital preservation and interest protection, and every income is written in black and white in the contract.

Facing the future full of confusion and variables, only the certainty of annuity 100% can give us the greatest sense of security.

20. Compared with other wealth management products, annuity insurance has four advantages:

Lock in high interest rates and stabilize compound interest and increase value in a low interest rate environment.

Against the risk of longevity, the pension can live as long as possible to prevent the dilemma of longevity without money.

Balance the fluctuation of wealth, let us control spending when we are young, force savings, and have money now and no money to subsidize ourselves in the future.

Almost zero risk, actuarial and national multiple supervision, no running, no thunder.

The definition of wealth is never how much money you have today, but that you will still have money tomorrow. Time is the best measure of wealth.