Bank acceptance draft in triplicate. The first copy is a card, which is kept by the accepting bank as the base card and attached to the debit voucher when the bill is due for payment; Second, when the payee's bank collects the ticket money from the accepting bank, it will make a summons to pay the interbank money, which can be used for endorsement transfer; The third copy is the stub copy, and the issuing unit prepares the relevant vouchers.

Because of the bank guarantee, the bank has certain requirements for the unit entrusted to issue bank acceptance bills. Under normal circumstances, enterprises will be required to deposit a deposit equivalent to the bill amount until the bill expires, and some enterprises will deposit a deposit of dozens of percent of the bill amount in the bank, but the bank must grant credit to the enterprise by bank acceptance and use the credit line within the credit line.

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Detailed process of issuing bank acceptance bills:

1. Both parties to the transaction sign the transaction contract.

After consultation, the two parties signed a commodity trading contract, and indicated in the contract that the bank acceptance bill was used for settlement. As a lender, it is safer to use a bank acceptance bill if the other party's commercial credit is not good, or he doesn't know much about the other party's credit status, or he lacks confidence.

2. Issue bank acceptance bills

The payer shall issue a bank acceptance bill in accordance with the provisions of the contract signed by both parties. ?

3. Acceptance of bank acceptance bills

After filling in the bank acceptance bill, the cashier of the payment unit shall check the relevant contents of the bill with the transaction contract, fill in the "Bank Acceptance Agreement" after verification, and affix the official seal of the unit to the "Acceptance Applicant". The bank acceptance agreement is in triplicate, which mainly includes the basic contents of the draft and the basic terms that the applicant should abide by after the bank accepts the draft.

4. Pay the handling fee for bank acceptance bills.

According to the provisions of the Bank Acceptance Agreement, the payer pays the handling fee to the acceptance bank when handling the acceptance formalities, and the bank that opens the account deducts it from the depositor of the payer. ?

5. Entrust the bank to collect money

The financial department of the payee should also regularly check the specially kept bank draft or notes receivable memorandum book to see if the notes are due. On the maturity date of the draft, the payee should fill in the draft in duplicate, affix the seal of the reserved bank on the back of the second and third copies of the bank acceptance draft, and send the draft and the draft together to the bank, and entrust the bank to collect the money.

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