The enterprise has been operating for two years and has operating data for more than two years, and the value-added tax amount in any year of the last two years is not 0. The applicant needs to be the legal representative, with good personal credit status and no tax arrears in the last 6 months.

If you want to have a fixed income, it depends on the salary details. 18-65 years old or above, if the loan is used for business or car purchase, there must be a guarantor and mortgage, and the credit information is good. The loan application materials, the lender's ID card, the lender's credit information in the past six months, and the credit information is good. In the past six months, the bank card under the lender's name has been flowing without interruption. The lender's residence certificate, the income certificate issued by the lender's work unit, and the monthly social security, insurance policy and provident fund can also be loaned. If you borrow a relatively high amount, you can make a mortgage loan, such as a house or a car.