The agency payment business is a fund settlement business in which the bank accepts the entrustment of the charging unit and the payer (user) and transfers the time agreed by the payer in the bank account to the charging unit in one lump sum or in installments.

Characteristics of agency payment business

1, which is time-saving, convenient and quick. The payee does not have a special person to collect the money, and the payer does not need to make a special payment;

2. The funds will be settled in time, and the bank will settle the funds in time according to the time agreed by both parties to ensure the rights and interests of both parties;

3. We have adopted various service methods such as prompt and reminder, deferred deduction, etc., which makes our withholding success rate very high.

Extended data:

In recent years, with the development of social economy and the expansion of banking business, more and more charging items are entrusted by charging units to banks, and more and more types of tax invoices are used.

In order to simplify the business process of bank charges and facilitate units and individuals to obtain invoices, State Taxation Administration of The People's Republic of China, People's Republic of China (PRC) decided to unify the special invoices for bank charges (hereinafter referred to as special invoices). After the "special invoice" is enabled, the bank shall issue a "special invoice" when accepting the entrustment of the charging unit to handle the charging business. The relevant issues are hereby clarified as follows:

Management of bank agent charging business and special invoices

(1) Branches of commercial banks shall receive and purchase special invoices from local competent tax authorities according to the procedures for receiving and purchasing invoices, and strictly manage them in accordance with the Measures for the Administration of Invoices in People's Republic of China (PRC) and its detailed rules for implementation.

(two) the charging unit entrusts the bank to collect fees or whether the bank issues invoices follows the principle of voluntariness, and it is strictly forbidden to force the agency. When signing the entrustment agreement, the entrusting party and the entrusted party shall clearly define the rights and obligations of both parties and report to the competent tax authorities for the record.

(3) If a bank develops its own software for issuing special invoices, it shall report to the State Taxation Bureau and the Local Taxation Bureau of all provinces, autonomous regions and municipalities directly under the Central Government for approval; Invoicing software developed by the head office of a bank shall be reported to the provincial state taxation bureau and local taxation bureau where the head office is located for approval. The tax authorities should carefully review the functions of the billing software, and it is strictly forbidden to issue invoices repeatedly.

(four) the bank shall regularly submit the invoice use and billing data to the local competent tax authorities, and the data format shall be determined by the provincial tax authorities. Banks should regularly supervise the use of special invoices by their subordinate branches and accept relevant inspections by tax authorities.

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