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How to open an insurance branch?
Branch registration fee (for reference only)

1. Government expenses: about 1500 RMB.

2. Agency fee: 2,000 yuan for ordinary tickets and 3,000 yuan for ordinary taxpayers (independent accounting branches can be registered in the development zone and enjoy preferential tax policies in the development zone).

Many people will ask about the minimum registered capital of a branch. According to the company law of China, the branch company has no independent legal person qualification and registered capital.

A branch in the legal sense is only a branch established by the head office, not an independent legal person, and all the creditor's rights and debts of the branch are borne by the head office.

The funds for maintaining the daily operation of the branch are directly transferred to the bank account of the branch by the head office. A branch with independent accounting can pay taxes, recruit employees and provide social security for employees at the place where the branch is registered.

Introduction of branch registration process

The establishment process and details of domestic branches

Branch registration process:

Name pre-approval → business license → seal engraving → organization code certificate → tax registration certificate → bank account opening.

Name pre-approval of the first step in the branch registration process.

I. Pre-registration of branch names

Matters to be handled: pre-registration of enterprise name

Office: District Administration for Industry and Commerce

Venue: investment service hall, window of industrial and commercial branch office

Processing time: two hours later.

Handling process: Receive the Application for Name Pre-approval (Change) with the qualification certificate of the shareholder (investor) and the authorized opinions of the investor → Fill in the form (according to the company naming requirements, you can choose up to 9 names at a time) → Submit the form → Receive the Notice of Enterprise Name Pre-approval.

Charging standard: no charge.

Provide materials:

(a) the name pre-approval application and the investor's authorization opinion;

(2) Other documents required by special industries (for details, please refer to the one-time notification form of the Industrial and Commercial Bureau).

The second step of the company registration process is to apply for a business license.

Materials required by each department of a registered branch:

Two. Information required for registering branches: (Information required for registering branches of industrial and commercial offices)

1, name table

2. Application Form (a set of industrial and commercial forms)

3. Copy of the articles of association of the head office

4. Copy of the business license of the head office

5. A copy of the lease contract and property right certificate proving the use of the business premises of the branch.

6. A copy of the post-holding document and identity certificate of the head of the branch issued by the head office.

The above copies need to be checked with the original (see the industrial and commercial regulations for details), and the copies need to be stamped with official seals.

Processing time: 10 working days (5 working days for local branches)

The third step in the process of registering a branch is to record and engrave the seal of the branch.

Three. Filing and engraving of branch seals

Matters to be handled: filing and engraving.

Office: District Public Security Bureau and its designated lettering agency.

Location: Investment Service Hall, window of Public Security Bureau for filing, and engraving agency designated by District Public Security Bureau for engraving.

Time limit for processing: filing is desirable; The lettering price is uncertain (it belongs to the enterprise behavior, which is formulated by the lettering institution itself)

Handling process: Bring a copy of the business license to the window of the Public Security Bureau for filing → The Public Security Bureau prints the approval seal on the copy of the business license → Engraving the official seal, financial seal, contract seal, name seal and other seals in the designated engraving agency.

Charge standard: Public Security Bureau filing is free, and seal engraving fee: (this is the industry standard price for reference only) * 365 yuan (including financial seal 180, official seal 70 yuan/piece, contract seal 70 yuan/piece, personal seal 45 yuan/piece).

Provide materials:

(1) The original and photocopy of the business license;

(2) The original and photocopy of the ID card of the person in charge of the branch;

(3) The original and photocopy of the agent's ID card;

(four) the whole people, collective enterprises and enterprise branches shall issue a letter of introduction from the higher authorities; Shareholders of a limited company, including legal person shares, should hold a letter of introduction from one of the legal person units.

Organization code processing:

Copy of the business license of the branch with the original cheque, copy of the identity certificate of the person in charge of the branch, copy of the identity certificate of the agent, and application form.

Processing time: 1 working day

The fourth step of the branch registration process is to register the enterprise legal person code.

Four, the enterprise legal person code registration

Matters to be handled: registration of enterprise legal person code

Office: District Bureau of Quality and Technical Supervision

Venue: Window of Quality and Technical Supervision Bureau of Investment Service Hall

Acceptance time: 3 working days after acceptance.

Processing flow: collect the form → fill in the form → submit the official seal of the unit and other materials → pay the fee → get the organization code certificate (after the processing time limit).

Charging standard: 30 yuan/set.

Provide materials:

(1) The original and photocopy of the business license;

(2) official seal of the unit;

(3) The original and photocopy of the ID card of the person in charge of the branch (the unincorporated unit submits the original and photocopy of the ID card of the person in charge);

(4) A copy of the code certificate submitted by the collective, units owned by the whole people and unincorporated units to the higher authorities;

5] unit zip code, telephone number, the number of formal employees.

The fifth step in the process of registering a branch is to apply for tax registration.

Five, the branch tax registration certificate required materials:

1, copy of branch business license

2, a copy of the branch organization code

3. Copy of the tax registration certificate of the head office

4 copies of valid identity documents of the person in charge and the person in charge of finance.

5. A copy of the title certificate and the original lease contract.

(Note: The above information is in duplicate)

6. Tax registration form stamped with the official seal of the applicant

The above copy should be checked with the original, and the copy should be stamped with the official seal.

Processing time: 5 working days

The sixth step of the branch registration process is to open a bank account.

Six, the branch to open a bank account.

Matters to be handled: open an account in a bank.

Office: the bank branch of an enterprise.

Location: the nearest bank

Time limit for processing: complete materials are desirable.

Charging standard: Different banks have different regulations.

Materials provided: Please refer to the specific requirements of participating banks. The following contents are for reference only.

(1) The original and photocopy of the business license of the enterprise;

(2) Original and photocopy of organization code certificate;

(3) The original and photocopy of the national tax and local tax registration certificate;

(4) The original and photocopy of the ID card of the person in charge of the branch;

5] Official seal, financial seal and legal representative seal.

The seventh step in the branch registration process is to register statistics.

Seven. Statistical registration of registered branches

Matters to be handled: statistical registration (within 30 days from the date of obtaining the business license)

Office: District Statistics Bureau

Venue: Investment Service Hall Statistics Bureau Window

Time limit for processing: waiting is desirable.

Handling process: get the basic information form of legal entity → fill in the form, submit the following materials → issue the statistical registration certificate.

Charging standard: no charge.

Provide materials:

(1) The basic information form of the legal entity is stamped with the official seal in duplicate;

(2) The original and photocopy of the business license;

(3) Original and photocopy of organization code certificate and IC card.

The eighth step in the process of registering a branch is to register for social insurance.

Eight. Social insurance registration of registered branches

Matters to be handled: social insurance registration

Office: Social Security Center of District Labor Bureau

Venue: Social Security Center of District Labor Bureau

Time limit for processing: waiting is desirable.

Charging standard: no charge.

Procedure:

(1) The original and photocopy of the business license;

(2) The original and photocopy of the legal person code certificate;

(3) The original and photocopy of the official seal and legal person ID card of the paying enterprise;

(4) Bank name, account number, exchange number and its copy, and the name of the street to which the enterprise belongs.

What's the difference between a branch and a subsidiary?

First, the main differences between branches and subsidiaries.

According to the Company Law, a company can set up branches, which do not have the qualification of enterprise legal person, and their civil liabilities shall be borne by the company. A company may establish subsidiaries, which have the status of enterprise legal persons and independently bear civil liabilities according to law. The differences between subsidiaries and branches are as follows:

(1) The subsidiary is an independent legal person with its own name, articles of association and organization, and conducts activities in its own name. Creditor's rights and debts incurred in the course of operation shall be borne independently by itself. The branch does not have the qualification of enterprise legal person and has no independent name. Its name should be preceded by the name of the affiliated company, which is established according to law and is only a branch of the company.

(2) The parent company's control over its subsidiaries must meet certain legal conditions. Generally, the parent company does not directly control its subsidiaries, but more indirectly controls them, that is, it affects the production and operation decisions of subsidiaries by appointing and dismissing board members and making investment decisions. However, branch offices are different. Its personnel, business and property are directly controlled by affiliated companies and engaged in business activities within the business scope of affiliated companies.

(3) Different ways to assume debts. As the largest shareholder of the subsidiary, the parent company is only responsible for the debts in the operating activities of the subsidiary to the extent of its capital contribution to the subsidiary; As an independent legal person, subsidiaries are liable for operating liabilities with all their property. Because the branch company does not have its own independent property, it is accounted for together with the affiliated company economically, so the liabilities in its business activities are paid off by the affiliated company, that is, the affiliated company is liable for the debts in the operation of the branch company to the extent of all its assets.

Second, the difference between a branch and a subsidiary:

1, branch

Branch is a concept corresponding to the head office or company. The businesses of many large enterprises are distributed all over the country and even in many countries, and the branches or subsidiaries established by the company directly engage in these businesses. These branches or subsidiaries are called branches. The company itself is called the head office or company.

Although the relationship between the branch and the head office is somewhat similar to that between the subsidiary and the parent company. However, the legal status of a branch company is completely different from that of a subsidiary company, and it has no independent legal status.

A branch is a branch or subsidiary directly engaged in business activities of the head office. Although a branch has the word company, it is not a real company. Because the branch does not have the qualification of an enterprise legal person, does not have an independent legal status, and does not bear civil liability independently.

2. subsidiaries

Subsidiary is a legal concept corresponding to parent company. A parent company refers to a company that owns more than a certain proportion of shares in another company or can actually control another company through an agreement. A subsidiary refers to a company whose shares are owned by another company or actually controlled by another company through an agreement. A subsidiary has the status of a legal person and can bear civil liability independently, which is an important difference between a subsidiary and a branch.

(1) The subsidiary is actually controlled by the parent company.

The so-called actual control means that the parent company has the actual decision-making power over all major matters of the subsidiary, especially the composition of the board of directors of the subsidiary. The parent company may appoint multiple directors of the board of directors by exercising its power without the consent of others. Although some trust institutions own a large number of shares in the company, they do not participate in the actual control of the company's affairs, so they do not belong to the parent company.

(2) The control relationship between the parent company and the subsidiary company is based on the ownership of equity or control agreement.

According to the majority voting principle of the shareholders' meeting, the more shares you own, the more you can get the decision-making power on the company's affairs. Therefore, if a company owns more than 50% of the shares of another company, it is bound to be able to control the company. But in fact, due to the dispersion of shares, as long as you own more than a certain proportion of shares, you can obtain the majority voting rights at the shareholders' meeting and obtain the controlling position. In addition to share control, the relationship between parent company and subsidiary company can also be formed by concluding some special contracts or agreements to make one company under the control of another company.

(3) The parent company and subsidiaries are independent legal persons.

Although the subsidiary is under the actual control of the parent company, many aspects should be managed by the parent company, and some of them are even similar to the branches of the parent company, legally speaking, the subsidiary is still an independent company with legal person status. Have its own company name and articles of association, and conduct business activities in its own name. Its property and the property of the parent company are independent of each other and each has its own balance sheet. In terms of property liability, subsidiaries and parent companies also bear their own property liabilities to the extent of all their property, and there is no correlation between them.

A company that controls other companies by holding more than a certain percentage of their shares is also called a holding company. Parent company and holding company are two common concepts. A subsidiary can also become a holding company by controlling a certain proportion of shares of other companies, and the controlled company becomes Sun Company. The parent company has become a huge company group by controlling many subsidiaries and Sun companies. As long as the parent company uses less capital, it can use the capital of its subsidiaries to acquire other companies, forming a pyramid-shaped company group model.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.