After withdrawing foreign exchange to your account, you can transfer it to your immediate family members for settlement, or you can directly find multiple other people's ID cards to settle foreign exchange, with an equal amount of 5 US dollars per person per year. If the amount is too large, you need more ID cards, which is inconvenient and troublesome; You can transfer money to a bank card that is not in your own name to facilitate the settlement of foreign exchange, so that you can complete the settlement of foreign exchange with the employee's ID card, without having to have a bank card of your immediate family.

In the private bank model, the exchange rate is generally good, mainly for direct overseas funds, which are generally traded face to face or given to RMB first, with high capital risk;

The offshore mode of Hong Kong is to complete the operation of settlement of foreign exchange in Hong Kong, and then the RMB will enter China. This mode is mainly aimed at corporate customers with a certain scale, with difficult accounts, too much bank supervision, and complicated procedures such as auditing, but there are specialized agencies, and the main point is that the opening and maintenance costs are high;

Yiwu acts as an agent for individual merchants to settle foreign exchange through local banks such as Agricultural Bank of China, and each account has a settlement quota of 500W W. This is a comparative aspect, and the exchange rate is not very good. Moreover, it is suggested that individuals should personally open accounts to learn about local regulatory information, because it is still necessary for individuals to solve the problem in verifying the authenticity of transactions;

The fast settlement agent settlement platform under Chongqing government can directly open virtual accounts in banks cooperating with relevant settlement platforms online, which is very convenient to open accounts. The corresponding electronic data can be provided on the fund legality certification to certify the amount of foreign exchange settlement, and there is no limit on the amount. As a channel of legal sunshine, the bank can complete the settlement operation and receive RMB on the same day, which has good timeliness. This model is a government-led service model. The agent settlement platform cooperates with banks, and customers also use their own bank accounts, so the funds are safe.

It is a better scheme to comprehensively consider the agent settlement platform, and the funds are safe and risk-free!