Where can I get corporate loans in Zhengzhou? 1. Bank: The interest rate is low and the term is long, but the qualifications of the enterprise will be relatively high. It must be established for at least two years and have its own funds. It is best to have complete products and liquid assets under its name. It will be more convenient to apply for a bank loan. easy. There is also the Zhengzhou local tax authority, which has partnered with local banks to provide tax loans. Enterprises that pay taxes with integrity can apply based on their tax records. 2. Financial company: The threshold is low, the interest rate is high, and the term is relatively short. Companies with poor qualifications can try to apply. The most important thing is to choose a formal loan company. As for which channel to choose, it is recommended that you consider the bank as your first choice. After preparing all the information, see if you can place a loan and whether the loan amount is the same as expected. If you hit a wall at the bank or the loan amount is too small, go to a financial institution. company.
Notes on corporate loans in Zhengzhou: 1. Choose the appropriate loan product: For example, whether it is a credit loan or a mortgage loan, no matter where the loan is, you must understand it clearly in advance. 2. Prepare all the loan information: legal person ID card, loan card, financial statements of specified period, business license, organization code certificate, tax registration certificate, relevant industry qualification certificate or production license, etc. These are all necessary. If If it is a mortgage loan, you must also provide documents proving the ownership of the mortgaged property, as well as a list of mortgaged properties and proof that the person with the right to dispose of the loan agrees to the mortgage.