1. According to the regulations, banks do not accept personal deposit inquiries, and only the county-level public security, procuratorial, legal, national security, prison, supervision, taxation, customs, price and other departments and the security departments of military units above the division level have the right to inquire about personal deposits in banks.

2. Article 144 of the Criminal Procedure Law stipulates: "People's procuratorates and public security organs may inquire about and freeze the deposits, remittances, bonds, stocks, fund shares and other properties of criminal suspects according to the needs of investigating crimes. The relevant units and individuals shall cooperate. If the criminal suspect's deposits, remittances, bonds, stocks, fund shares and other properties have been frozen, they may not be frozen again. "

1. Bank deposits refer to the monetary funds deposited by enterprises in banks and other financial institutions. According to the provisions of the national cash management and settlement system, every enterprise must open an account in a bank, which is called settlement account deposit, for deposit and withdrawal and transfer settlement. Bank deposit accounts are divided into basic deposit account, general deposit accounts, temporary deposit accounts and special deposit accounts.

2. A bank draft is a bill that the remitter deposits money in a local bank and the bank issues it to the remitter for transfer settlement or cash withdrawal. All bank drafts are registered, and the payment term is 1 month (whether it is a big month or a small month, it will be calculated on a daily basis; In case of holidays, overdue bills will not be accepted by the paying bank, but the remitter can go to the issuing bank for refund with the bank draft or settlement notice.

3. If the remitter needs to use the bank draft, he must fill in the "Power of Attorney for Bank Draft" in triplicate and submit it to the issuing bank. After the issuing bank accepts the "Power of Attorney for Bank Draft" and properly receives the payment, it will issue the bank draft. The remitter can settle accounts with the payee by bank draft. After checking that the bank draft is correct, the payee fills in the relevant columns of the bank draft and the settlement notice, and sends it to the bank for transfer and settlement with the input ticket.

4. Bank draft has the characteristics of convenient use, ticket coming with people and strong cashability. Can be used in the same city, but also in different places, units, individual economic households and individuals can use bank drafts for settlement business.

5. A commercial bill refers to a bill issued by the payee or payer (or the applicant for acceptance), accepted by the acceptor, and paid to the payee or endorser on the due date. Commercial bills are applicable to commodity transactions or settlement of creditor's rights and debts after the enterprise receives the goods first or after both parties postpone payment, and can be used in the same city or in different places. Commercial bills must be based on real commodity transactions, and it is forbidden to issue commercial bills without commodity transactions. Commercial bills are all registered, the payment period is up to 6 months, endorsement and transfer are allowed, and the acceptor, that is, the drawee, must pay unconditionally at maturity.